To trust 18 yo DD with knowing all my bank details?

[Greese]

My friends seem horrified by this and that they couldn't trust their child to have it? AIBU to think it's terrible that they can't trust their child? Surely, if your child is an average young adult, you'd have nothing to worry about? AIBU?

I'm astonished that anyone divulges their PIN to anyone else, even their partner.

It's very different to your dp knowing. My dh doesn't know my PIN but all our accounts are joint anyway.

Conversely I don't know dd's & ds's PIN numbers either.

As Perspicacia says - if someone steals money from your account or uses your details fraudulently then you have no comeback even if the fraud is nothing to do with the person you have given the details to. It's a condition of most types of account (if not all) that you don't give your details (including PIN) to anyone else.

Nobody should ever know your PINs and passwords. I'm very trusting, cash all over my house but I follow the rules laid out in the contracts that protect me. My kids have their own bank cards (to which I don't know the PINs) and if I needed them to do some shopping I'd just transfer them the cash.

it's easier for her to just pay on my card

We have Contactless payment options nowadays - no need for anyone using your card to know your bank details.

When my husband died my youngest was 17. I'm disabled and until I got things arranged couldn't go out without one of my DC. My (then) 17 year old had my PIN number and would go to the bank for me quite often. I haven't changed my PIN and have no intention of. I trust my DC, all of them so them knowing and going to the bank for me is something I never think nor worry about.

I like the Apple Pay idea though, I might do that.

We have Contactless payment options nowadays

We also have contactless payment limits!

We also have contactless payment limits!

Yes - for security reasons.
Security reasons/rules which OP is choosing to ignore......
At 18 her dd is an adult and can use her own bank card for payments....

We also have internet/phone banking - no reason OP can't manage her own bill paying/transferring money etc

Both DCs knew my bank details when they were 16 or so, as well as where to find my pension papers and other important documents. If I drop dead tomorrow I don't want them to have any more hassle than they need to thank you. They've used my bank card when they've popped to cashpoint for me, likewise I've used theirs. No trust issues here.

people think young adults are incapable of being 'normal

^^thankfully not all of us Turquoise

My 10 year old daughter knows my debit card pin.

I'm sure I've known my DM's details for at least that long. It never even occurred to me to use them fraudulently!