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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ignore speeding fine

278 replies

wowimamazing · 08/10/2017 23:25

Found out I had a speeding fine sent to an old address. Didn’t respond obviously and it’s been 10 weeks and not heard anything else. Should I just keep quiet.

OP posts:
CadnoDrwg · 09/10/2017 06:27

Speeding fines are legally enforced. If you don't pay one it becomes a CCJ.

Even if you don't ever get the paperwork.

That has massive implications for any future credit (tenancy checks, mortgage renewals etc) and can have career implications.

But go ahead and be an ostrich and bury your head in the sand if you think that's getting one over on the legal process.

StealthPolarBear · 09/10/2017 06:29

Anyone else got the feeling this will end In a big reveal somehow?

StealthPolarBear · 09/10/2017 06:31

Eg op doesn't and has never driven?
Op is the duchess of Cambridge?
Can't think of others...

Msqueen33 · 09/10/2017 06:33

User name says it all! You're not above the law. Don't be stupid and just leave it.

sandgrown · 09/10/2017 06:34

Some years ago my car was impounded because of an unpaid parking ticket!

elQuintoConyo · 09/10/2017 06:38

You were caught speeding. Driving like an arsehole? And now you want to be an arsehole about the fine?

Wayne - is that you?

Papafran · 09/10/2017 06:39

Some helpful advice thanks. I will hold out and see if the paperwork comes to new address now I’ve updated it. If it does I shall probably argue it anyway as almost certainly not speeding

You are clearly a bit dim. But yeah, good luck with that....

PaintingByNumbers · 09/10/2017 06:40

Now why am I humming 'i fought the law, and the .......law won'

Hilarious thread. I always wondered who these people were, you know, the sad face daily mail ones with thousands of pounds fines, all because they were special

Great start to the day. V v funny.

Sukistinks · 09/10/2017 06:40

Please don't wait as your last message said, because you are now aware, you MUST inform your insurer, immediately, because this will change their risk assessment when calculating your premiums. Seriously, you are not doing your username justice here.

Happy for you to Pm me if you want more info or better explanation of potential voiding of your policy or what it means to have your policy flagged as potential fraud.

InfiniteSheldon · 09/10/2017 06:40

I forgot to update my address with dvla and challenged a parking ticket. Never heard back assumed the ticket was voided. Eighteen months later got a letter from a debt enforcement agency and had to pay £175. They don't track you a new address an agency does and you pay.

AdalindSchade · 09/10/2017 06:43

I know of somebody who had a speeding fine sent to an old address and they ended up with a massive fine in the £1000s. Think they talked it down to about £700 in the end somehow but it certainly didn’t go away.

HotelEuphoria · 09/10/2017 06:47

Hilarious.

So now you have an unpaid fine
Didn't change your address
Potentially have voided your insurance
Are in denial that you were speeding at all (because you can remember that far back)

Here's a bucket of sand for you to bury your head inside.

makemyminduptime · 09/10/2017 06:52

How daft, of course it doesn't go away, it just automatically goes on to the next stage if you don't deal with it, so a company will get involved to locate you. And that will affect your credit rating so hopefully you're not planning on applying for a mortgage or credit in the future. I have friends who have just been turned down for a mortgage for having a credit rating just slightly below the highest rating, it's devastating for them, especially when they've realised how much money they're going to be throwing away in rent each month when a mortgage would ironically be cheaper!

It astounds me how people don't seem to care about the problems they're setting themselves up for down the line.

ineedamoreadultieradult · 09/10/2017 06:56

You almost certainly weren't speeding? Well that's ok then just ignore the police who are telling you that you were I'm sure the judge will see your point of view you might even get compo for the harrassment. Hmm

NoWordForFluffy · 09/10/2017 06:57

Slightly ironic user name there, OP.

You’d be utterly stupid to ignore this as you can’t even use the defence that you knew nothing about it. You do, so just crack on and deal with it.

londonrach · 09/10/2017 07:01

Yabu and abit silly. It go to court, fine will get bigger, the bailiffs find you eventually and it be worse the longer you leave it. Sort it today!!!!!

Mummyoflittledragon · 09/10/2017 07:01

😂😂🤣🤣 thats right just forget about it because the computer, that it’s logged on definitely will. Because that’s what always happens end people change address. Confused

Grimbles · 09/10/2017 07:03

StealthPolarBear their big reveal will fall flat though as it's an offence not to respond to the NIP - even if it's not your car/you don't have a car/are the duchess of Cambridge!

Lagerthaisfabulous · 09/10/2017 07:08

The big reveal will be that Op comes back in a few days saying she took advice and chased it up AND that she was right....she wasnt speeding. It was a computer error/ jobsworth policeman/ harrasment/ someone stole the car got the ticket and then returned the car and she didnt know anything about it.

Or some such bollocks thats backs her assertion that she wasnt speeding.

LoniceraJaponica · 09/10/2017 07:11

This has got to be a wind up. Surely no-one is as monumentally stupid as this?

StaySexyDontGetMurdered · 09/10/2017 07:15

They'll send someone round to your house soon enough. The lady we bought our house off kept getting letters sent here until one day an official looking man came hammering on the door looking for her.
They definitely don't just leave it.
Your choice though, if you feel you'd rather face court and massive fines rather than dealing with it now then go for it!

StealthPolarBear · 09/10/2017 07:16

Yes I know my scenarios weren't extreme enough.
OK... The op is seven years old
The op is tom peake and was in orbit at the time of the speeding.

pasturesgreen · 09/10/2017 07:17

Yes, a truly excellent idea to just bury your head in the sand and hope the fine will somehow magically go away Hmm Go right ahead, OP, you have a good plan there!

MiniCooperLover · 09/10/2017 07:19

If you ignore it the costs will mount and you won’t be able to ignore those whether you contest it or not !! Why wouldn’t you contest it now you know about it rather than wait for the bailiffs to be sent around ?? Mad. Plus the ANPR will track your car if you get points in your absence. All that fuss when you could have avoided it by responding ??!?

PoorYorick · 09/10/2017 07:23

I can't wait for the punchline.

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