My daughter is a sole trader and the landlord offered her to purchase the commercial property. She is currently renting the property. We are pensioners and for tax purposes, for us and my daughter's income, we need someone with accountancy knowledge, the best way for the family to 'avoid' paying the taxman. The property is to be in my wife's name as her pension is below the minimum sum for tax purposes. Is it better to loan the money to buy it? Or we purchase the property in our name and rent it to our daughter with documents for tax purposes? The issue of inheritance tax is below the threshold. We want the best for her before and after the 'Maker' decides to turn us back to ash. All we as parents, want is to stop 'Jupiter' (taxman) burning our money. www.mumsnet.com/emo/te/2.gif.pagespeed.ce.pqlGYGVWqX.gif but www.mumsnet.com/emo/te/11.gif.pagespeed.ce.w3SwuqwArR.gif