To not want to pay her when she owes me?

[TallulahBetty]

A few weeks ago, I lent a friend £25. We agreed she would pay me when she gets her tax credits again. This week, I bought something for £15 as she has set up a new business making things and I wanted to support her. She messaged me to say it was finished and can I PayPal her the £15? I was a bit taken back and said can you knock it off what you owe me, so you now just owe me £10. She messaged back and said no, she wants the whole £15 now. (She already had the materials in stock so I know she hasn't had to pay our specifically to make my item). AIBU? I'm still happy to wait until she gets paid next for my money to come back. I'm not rushing her on that. But I do feel resentful that she now wants paying?

It does seem cheeky but unless you specified at the time of ordering "knock the £15 off what you owe me" then she was expecting to be paid cash.

Yes she had the materials in but she has spent time on the project. She may be relying on that £15 to help cover expenses until her TC is paid. I'd bite the bullet and pay her the money if she's previously been trustworthy.

If, however, she doesn't pay you back the £25 then she can fuck right off.

"Tax credits are paid weekly."

Last year I didn't get mine through fully until October, they had wrongly calculated a change.

Are you paying into her business account? She may need to keep it all clear, especially if she is self employed for TC purposes.

They are separate and you shouldn't have ordered anything until she payed you back if you were in danger of not paying for goods ordered.

Thanks all, I didn't realise my previous reply didn't post. I can see both sides now tbh. She has now said that her tax credits are due Monday, so will be paying me back then. I've agreed to PayPal her the money tomorrow. She hasn't said she's desperate for it, but I obviously don't want to fall out over it. Thanks again.

She has no intention of paying you back, or at least she might think she does if it's mentioned, but doesn't feel she's in debt to you. That's dealt with.

I'd say you can't afford th £15 now, so you will wait to get your item when she's able to pay you back the £25, and you'll then give her the £15.

You probably won't get either.

Wait until she pays you the £25 before you order the item

Glad it's sorted Tallulah

I'm sure you already know this, but send via Family & Friends so she doesn't get Paypal deductions.

Wouldn't surprise me if on Monday, there's a "problem" with her tax credits.

You're being very kind but if you don't get the £25 back in the next few days you might want to rethink your policy on lending money.