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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to feel uncomfortable using a £50 note

171 replies

Charliegirl1974 · 16/08/2017 09:51

DH was given a £50 note by BIL and passed it on to me to top up the electricity and do some shopping and my first reaction was that the local shop might be a bit funny about accepting it. He thinks money is money and I'm being a bit strange.

I've decided to go a bit out of my way to use it at the Post Office so there shouldn't be a problem but am I being weird? All I can think of is that I'm turning into those little old ladies who were afraid of £20 notes when I was a kid Grin

OP posts:
DSHathawayGivesMeFannyGallops · 17/08/2017 10:22

@Auldspinster - I may also have done the "look at my wad" routine. I used to work at a branch in a nice London shopping centre and we took loads of cash from tourists, especially visitors from the Middle East, many of whom made £100s worth of purchases and used lots of 50s. This was pre daily banking so we kept a bulging weekly takings bag in the safe. I had to count it every day and may have fanned myself with 50s and 20s!

skyzumarubble · 17/08/2017 10:26

Lyn - thy have to!

Auldspinster · 17/08/2017 11:27

Ironically i work in a bank now and my job doesn't involve any cash handling at all.

LassWiTheDelicateAir · 17/08/2017 12:08

Oddly I discovered today that whilst Bank of England paper £5 notes have been withdrawn the paper £5 notes from the 3 Scottish banks have no withdrawal date.

BlackberryLassi · 17/08/2017 12:14

Dh gets paid in £50 for some work so if I need cash I use them sometimes but it does feel awkward at the village shop and the shop keeper last time made a big show of checking it and giving me a look!

WhatToDoAboutThis2017 · 17/08/2017 13:15

But when I was buying my house, due to a cock up by the solicitors I had to pay a bill that day, and the only way to do it was to take the cash out of my bank, and pay it in in theirs... it was 3000 and I was given it all in £20s.
Similar thing happened last year when I emptied out my savings to pay for a holiday. £2000 all in £20s.

That's because very few cash machines actually give out £50 notes; the majority don't.

Dh gets paid in £50 for some work so if I need cash I use them sometimes but it does feel awkward at the village shop and the shop keeper last time made a big show of checking it and giving me a look!

Of course he did, and I don't blame him. £50 is a lot to lose and they are so often faked, particularly when you're using them for small amounts (I can't imagine you'd spend anywhere near £50 in a village shop).

I also think it's unfair of you to use a £50 note in a village shop; they're not going to have a huge float and £50 could easily wipe them out in terms of change.

lubeybooby · 17/08/2017 13:19

even my local corner shop takes 50's - they are not a big deal.

If anyone IS a backward idiot and funny with it pop into a bank to swap it or pay it into your bank

AlpacaPicnic · 17/08/2017 13:20

WhatToDo - I should have clarified - I had to go to a person in the bank and get the money from them, not from a cashpoint. My cashooint has £300 a day limit, no way could I take out £3000 from one!
Even then, in a bank in a fair sized town they had no £50 notes, only £20s.

zukiecat · 17/08/2017 13:22

WhatToDo

The jokers that come in at 8am on a Sunday morning to buy a paper or some very small item and try to pay with £50s!

They get really shirty with you if you say you haven't enough change in your till for that at that time in the morning

Our shop is a busy one, and later on in the morning is fine, but not at 8am

BlackberryLassi · 17/08/2017 13:24

whattodo I agree but there's no cashpoint in here so if I've needed milk or tampons or whatever quickly it's the only option.

WhatToDoAboutThis2017 · 17/08/2017 13:24

If anyone IS a backward idiot

Nobody is a "backward idiot" for not wanting to accept a commonly faked note that will probably take the majority of their change.

AlpacaPicnic Yeah that makes more sense Grin

WhatToDoAboutThis2017 · 17/08/2017 13:27

zukiecat I work in a large company and we have tills coming on and off throughout the day, so it could be 3pm, and if a new till has just come on, they aren't going to be taking a £50 note because they wouldn't have enough change.

(That's assuming we were accepting them at the time. We do have a note checker machine but we are currently refusing all £50 notes due to a massive spate of fakes.)

BlackberryLassi If it's your only option, there's not much else you can do. What about card?

BlackberryLassi · 17/08/2017 13:28

Minimum £5

bridgetoc · 17/08/2017 13:30

Your acting a bit nutty......

WhatToDoAboutThis2017 · 17/08/2017 13:31

I'd have to make the purchase over £5 and use card then.

Me, personally, there's absolutely no way I would use a £50 note for a purchase under £5 in a local shop. It would all but wipe out their change; I'm actually surprised they don't refuse you.

zukiecat · 17/08/2017 13:57

WhatToDo

Yes, my company is the same, we have tills coming off all throughout the day too

I should have said later on in my shift

I do a couple of evenings during the week, starting at 5pm and I wouldn't have enough change in my til at that time either

TabbyM · 17/08/2017 15:07

When I was a teenager my Dad would have massive arguments with English shops that refused Scottish notes and tell them that the rise of the SNP was their fault. I have never had a problem in Wales, Newcastle, Yorkshire or most places!

amicissimma · 17/08/2017 15:24

This reply has been deleted

Message withdrawn at poster's request.

WhatToDoAboutThis2017 · 17/08/2017 15:28

I prefer to use cash mostly. It makes it easier to control our budget.

I find the opposite; with card, it gives you a written list of all your transactions - when they were, how much was spent etc.

Plus if it gets nicked, we're not fucked.

AlpacaPicnic · 17/08/2017 16:17

I guess, with rising costs of just about every aspect of living, that £50 notes will become more and more common.
I don't drive so have no idea how much it costs to fill a tank of petrol but i guess £20 isn't going to go very far these days.
A weeks worth of shopping is going to be nearer £50 than £20.

I remember the days when I used to go out with £10, get into a night club, buy a couple of bottles from the £1 fridge (nothing that we could pronounce!) and split a cab home... those were the days...

WhatToDoAboutThis2017 · 17/08/2017 17:55

I guess, with rising costs of just about every aspect of living, that £50 notes will become more and more common.

Nope, they won't become more common. With everything getting more expensive, people are just switching to card to pay; it's a lot safer.

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