To ask what is your disposable income and how you split it?

[Noseysoso]

Decided to post here instead of S&B for more balanced results.

I'm due to start a new job and I am currently daydreaming about finally having some money. Thought I'd ask and get more views to aid with my daydreaming and budgeting. -I'm also just nosey-

At the end of the month, how much disposable income do you have and how do you split this up (e.g £100 on clothes, £100 on meals out, £100 at spa) ? Lastly, what percentage is it of your net income?

Disposable income = money to play with (after bills and food).

I save almost 2/3rds of the amount leftover.
The 1/3 left is for socialising/cultural activities/clothes and other stuff.
What helps save money on clothing is getting a 'uniform'.
I also overpay mortgage, even if by tiny amounts.

After all bills I would say in the region of £2500 per month.

Much of this is spent on holidays/pension constructions and subbing children though.

To put it in to perspective though, our mortgage costs are very low (£150pm), we have no debt other than that and have been working for 30 years.

When I was in my 20's with a small child and a mortgage rate of 15%, we didn't have a pot to piss in so I have experienced tough times, hence the reason for the high pension savings

After bills, maybe €500 a month? But I buy everything for DD, not because DH won't, just because I know what she needs when and I work PT. If I run out of money, he bungs me a top-up, no questions asked. I prob spend €100 on clothes and toiletries for me, €50-100 on clothes, toiletries, nappies etc for DD. Actually, I buy most groceries as well, so that's another €200 a month maybe. Then there's lunches on my day off, that probably adds up to another €60 or so over the month.

Tbh, I don't keep close track of it as we have enough. But we don't really have any savings, which is pretty irresponsible, I know.

I don't know but it is probably less than £1000 and that includes dla which will be spent on occasional big purchases for ds.
We spend about £80 a month on eating out. I spend £25 on hair cuts. Clothes unless they are needed immediately tend to be bought in sales/ discount days so that varies. Ds toys as and when we see them and then brought out as necessary. I'm not really into spending but I know dh spends a fair bit on books, music and technology stuff. As long as we have a reasonable amount of long term and short term savings that doesn't bother me. we save around £500 a month.

Single mum, teacher, two sons, failing to break even every month despite really trying to budget. My ex and I do have a property in London which we are trying to re-develop which may or may not give me additional funds.

In my 20s I earnt more than three times what I earn now - love teaching but the salary is shocking.

I have a lot of disposable income but save it all except for approx 100-250 which I keep for me. To be honest I often end up stockpiling that too but it does come in handy for clothing, shoes etc.