As a slight aside, do any people who have or are due large inheritences or windfalls, or just good savings, then feel guilty talking about holidays or buying second homes to friends and acquaintances?
Whilst most of our friends are probably similar to us income wise, they have younger parents and none had inheritences as far as I know. We havent had any comments, but suspect might if we buy a holiday home. The friend I spoke to about hers (more of an acquaintance, had gone round for coffee to get USA tips) loved the fact that she could talk openly to me about buying a holiday home and having long haul hols, even though all her friends I know of have decent jobs. She too said she felt guilty talking to them, even though her holiday home has come through careful saving for years.
We have recently taken on a cleaner, the mum of one of DDs friends. She is a single mum, and had been telling me she wouldnt have any days off this year except BHs, as she couldnt afford a holiday, then asked where we were going. I felt very guilty telling her 3wks in USA and felt I had to talk about mum being ill and dying in the hope she realises we had an inheritence.
Similar with the DC inheritance, I am drumming it into them they dont tell anyone. It is hard, as the only people I can talk to about it, and investing it etc, are my relatives who got same inheritence (from a cousin who left his estate to cousins' DC). It has obviously made a difference to our financial plans, as we wont need to help them with house deposits.