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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Does a new mortgage work with a SAHP?

27 replies

StandardNameHere · 24/06/2017 12:18

I thought I was an intelligent person but I am so confused and hoping someone can enlighten me before we look into things properly.
I'm a stay at home mum with a 2 year old son, I am planning to work once he starts school but it will be a case of looking for something when the time comes, I have no idea at the moment.
We are very lucky that we are living in a house with no mortgage, if we sold we would be looking for about a 80,000 mortgage then use the sale of our house as a deposit.
My husband is on about 50k
How likely would we be in getting a mortgage with 1 income?
Disclaimer- this isn't a problem, I know, it's more that I'm confused and don't know where to start!

OP posts:
purplewaterbottle · 24/06/2017 19:59

We've just sorted a mortgage of £130,000 on one income of £24,000 and he's got three dependents so I think you'll be fine!

StandardNameHere · 24/06/2017 23:04

Thanks everyone!
Seems that each have their own criteria as people experiences prove!
It's giving me more confidence though as before I was sure we would be turned down flat

OP posts:
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