I took my dog to the vet this morning for his vaccination. During the appointment he became very distressed and jumped off the examination table, landing on the side of his face. He's only a small dog so it was quite a drop for him. Both vet and I had been holding him (I was helping to hold him at vet's request) but at that point had let go. He just jumped off without warning, he's never done similar before. He appears to have concussion, a possible bruised spine and blood was coming from his mouth.
The vet thinks there is no long term damage but is keeping him in for today to keep an eye on him anyway, however they asked whether I have insurance? As well as being worried about my dog I am also worried about this as I have a £75 excess on my policy which will be a stretch to find the money for as I'm not working right now. As the accident happened in the vet's care are they liable? Or is it just a genuine accident? I just tried calling my insurance provider but they just said they would cover any treatment if the vet didn't but I would still need to pay the excess.
Sorry I feel awful talking about money whilst my dog's poorly but I am really anxious about this and don't want an unnecessary argument about payment with the vet 