Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Friend asking to use my address

197 replies

mallamloll · 20/06/2017 12:22

To get her car insured to as it costs too much at her house.

How do I reply to this?

OP posts:
AwaywiththePixies27 · 21/06/2017 17:00

Of course fraud is a good reason.

I had someone ask me to do this for them a good few years back. I dont even drive! and yes the person still spoke to me after I said "No".

FeralBeryl · 21/06/2017 17:22

That is the reason why God continues to bless me, I'm 26 and have over £2,500,000 in my bank account, I can only put this down to my kind nature.

I'm obviously a gobshite as I've not been blessed with much in the bank department Hulk Wink
*

  • People jumped on your 'one' comment because it was condoning an illegal activity, and one which may have a grave impact on others if it came to light after a serious accident etc.

OP well done, it's awkward being put on the spot but you've sorted it.

ISpeakJive · 21/06/2017 18:04

OP, be careful she doesn't go behind your back. You would have no way of knowing as many insurers issue their paperwork online now.

confuugled1 · 21/06/2017 18:27

Another one who thinks that your replies were a bit waffly having 'we probably shouldn't do it' in them - I think you really need to send a reply that categorically states that you just want to clarify that she can't have insurance based on your address - even if you want to soften it a bit by saying that just in case you were talking at cross purposes earlier, you want to make sure that she understands that she must not use your address for her car insurance.

And then make sure that you keep hold of all the messages sent, including as a screenshot, in case anything ever does come back to bite you from this - so you can say that you never said that she could use your address. Hopefully you won't ever need them, but sods law dictates that if you don't have them, then you will need them!

Lostinaseaofbubbles · 21/06/2017 18:30

Because it will affect your insurance because there will be more than one car at your address? Because you aren't happy to participate in fraud? Because you don't have room for her to park there each night?

Umpteenthnamechange · 21/06/2017 19:20

@HulkJuice Lots of people are responding and always will respond on threads over the course of multiple days. Something magical does not transpire at midnight.

The rest of your reply establishes you as someone who is fucked in the head.

Patchouli666 · 21/06/2017 19:42

If I had £2.5 million pounds, I wouldn't be keeping it in the bank! And I would be taking the option of paying for friends and family to get their insurance which is actually VALID rather than letting them use my address. Not such a good nature and God won't think too kindly of you if one of the friends you've not gone by the book for if they knock over and seriously injure a child who will need lifetime care but will have to make do as the driver is found to have invalidated the policy. And believe me, if the insurer doesn't find out at policy inception, they will when it comes them needing to pay out vast sums.

HulkJuice · 21/06/2017 20:24

@Umpteenthnamechange you are obviously a very unhappy person that is full of self hate, that's why you come online specifically to throw insults at people you don't know Smile

I'll pray for you.

Sushi123 · 21/06/2017 20:27

NO!

IHateUncleJamie · 21/06/2017 20:44

Hulk, why are you deflecting this onto Umpteen when loads of people (me included) called you out on your ridiculous post encouraging fraud?

And before you offer to pray for me, don't bother. I'm an atheist and only believe in living as good a life as possible. Perhaps pray for a conscience to help you avoid committing fraud.

Willow2017 · 21/06/2017 21:05

Hulk
You will pray for someone who has called you out for condoning fraud with its horrible possible consequences which in your blinkered world you don't seem to be able to understand but you would happily condone fraud and disregard those same consequences. Not very 'religious' of you to let someone chuck their money away and drive uninsured just hoping they never have an accident and get sued for every penny they have if they have an accident and injure someone.

BTW threads go on for days and weeks why wouldn't someone comment on something said previously when they catch up with a thread? Dont you get how these things work?

Don't bother praying for me either. I dont want a hypocrite 'praying' for me.

HulkJuice · 21/06/2017 21:06

@IHateUncleJamie but it is ok for people to throw insults at me? Please do not be a hypocrite, this is getting very tedious and pathetic now.

The bad language used in this thread... and we are all mothers here, if someone can use the word d*k & fk & t*t so freely because they don't agree with what someone else is saying, it makes me wonder what example you are setting to your children, do they have potty mouths too? I actually feel sorry for them poor kids Sad

Back to NetMums I go.

MrsD79 · 21/06/2017 21:07

The technical terminology is called fronting. Its a non disclosure. Failing to tell the truth in order to obtain a lower premium.

RinonaWyder · 21/06/2017 21:12

I'm not a mum, Hulk. Just thought you should know.

BarbaraofSeville · 21/06/2017 21:16

Actually we aren't all mothers here and we can dick fuck twat and cunt all day long if we like.

And that £2.5 million won't go far if an uninsured driver causes life changing injuries to a young person. How much do you think the claim for several decades of personal care, plus compensation for loss of earnings and pain and suffering adds up to?

Elledouble · 21/06/2017 21:19

HulkJuice ooh get you, aren't you fucking clever? Grin

Willow2017 · 21/06/2017 21:27

Hulk
Don't be pathetic. We are all adults here there are no kids to hear us swearing. We can swear as much as we want. Its totaly different from talking to your kids.

Its getting tedious having people come on mn and then tell us all how to write our posts like Mary bloody Whitehouse. Do grow up.

Willow2017 · 21/06/2017 21:32

BTW they are not all mum's on NM either😲😲😲

gamerchick · 21/06/2017 21:35

Are you on a wind up hulk? I thought you were a dude!

Hissy · 21/06/2017 21:37

Praying for us?
Nasty words
"Them poor kids" (sic)?
NetHun?

Ta-rah HULK

Phew! That was close!

Umpteenthnamechange · 21/06/2017 21:40

I'll pray for you.

Fucking Hell.

I can't be sure whether to call troll (ie report) or whether this is IS actually an unhinged person. He/she/they seems quite deranged.

IHateUncleJamie · 21/06/2017 22:22

@HulkJuice I haven't insulted you, nor have I sworn at you. I see what you're doing; you're still deflecting and ducking the issue.

As an aside, my daughter is 17 and despite hearing occasional swearing from me, she doesn't have a potty mouth. Nor do I share with her what I post on here. So no need to worry about "them kids".

Motherof3beautfulgirls · 21/06/2017 22:40

OK. Totally get where you are coming from. Why would you tell your FRIEND "oh it's FRAUD, no way" that sounds very snotty. I know that none of my friends would say that to me, if they did, they wasn't a friend.

I'd probably get attacked now but.... if you want to do it, do it. It's your choice and I know people who have done this. Never any backlash and never a problem tbh.

If you don't want to do it say your a little worried and it would keep you up at night lol don't say "it's fraud" doubt most these people on here would actually tell a friend that anyhow. Easier when you are sitting back saying what you would do when really... nah. They wouldn't.

YouWouldntLetItLie · 21/06/2017 22:51

Well, there you go. That frantic Nigerian man desperately needing a kindly favour/lend of a UK bank account to deposit £2.5m until his uncle's inheritance cleared was telling the truth after all.

That'll teach me for not being kindly enough. Doh.

IHateUncleJamie · 21/06/2017 22:59

Youwouldntletitlie 😂😂😂😂

Er - Motherof3 Damn right I would say "Er no. Because it's fraud." However, I wouldn't NEED to say that because none of my friends would be such dishonest arses to ask in the first place. Which part of "Committing Fraud" are you struggling with?

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is closed and is no longer accepting replies. Click here to start a new thread.

Swipe left for the next trending thread