I'm 9st, BMI 20, never weighed more. I exercise 5 times a week (running/yoga). I still have a little roll of tummy that I can pick up and spills over my pants when I bend/sit down and shows through tight exercise tops.
I have a friend who is a professional dancer and probably as fit as they come, and noticed that even she has one.
Is it just something women have unless they seriously dedicate themselves to strength training and maintaining a very low body fat percentage (which I am not in the market to start doing!) Or is there something I can do to tone/reduce it?