Friends of ours mentioned that their TV was broken, they could not afford another one at the moment and were really missing it. We had a spare TV and offered it to them. This was very clearly a loan as we said this explicitly - we'll need the TV in the near future but we're not using it at the moment.
A few weeks later they mentioned the TV was broken. Their DC was trying to switch it on, wasn't managing and used a hammer on the screen. This was all mentioned with a 'isn't DC cute' kind of tone and loads of smiles. There was no mention of compensating us for the TV. They barely apologised, it was more of a 'you'll never believe what happened' kind of story.