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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think life will be better for you in 5 years time?

75 replies

brasty · 03/06/2017 16:10

I think my life will be worse. Wages continue to stagnate, I think there will be a rise in food prices and housing, so I will be poorer. And I suspect the NHS and public services will get worse.

OP posts:
Dashper · 03/06/2017 16:44

About the same I hope. We had big changes within the last year with moving house, me back at work and DS starting nursery school. That's enough for a while Smile

blubberball · 03/06/2017 16:45

It's scary to think about. I'll have a teenager, and a 10 year old with disabilities. Maybe he'll get better. I hope so.

softhands · 03/06/2017 16:46

Yes, we are doing OK financially and we have a lot of savings to fall back on, insurances etc. Mortgage should be cleared within 5 years. DDs are adults now so they are financially independent. I have a pretty secure income that doesn't depend on employment. I think there will be a lot of losers across the country but amongst the people we know, they are mostly doing well.

Oblomov17 · 03/06/2017 16:48

No. Probably the same, of worse.

The women asked Corbyn why her payslip in 2017 was the he same as 2009. I predict the same in another 15 or so years.

notsmartenough · 03/06/2017 16:48

Financially I hope so. Occupational pension so no worries about redundancy. State pension due in 6 years.
I was not optimistic about ever getting a state pension (thought it would be abolished by the time it was my turn) so I took out a policy that matures in 2022.

My main concern is with the NHS and how long it can keep on for.

Alconleigh · 03/06/2017 16:50

Nope. Very few people will be better off in 5 years in my view. Brexit will see to that. Combined with the Tory destruction of public services. And we will be an increasingly isolated, friendless nation with no real allies.
On the upside Trump can't possibly still be around in 5 years.

alltouchedout · 03/06/2017 16:55

If Labour win next week, yes, although Brexit is going to be shit regardless. If the Tories win things will continue to get worse only more spectacularly so.

brasty · 03/06/2017 16:57

It surprises me that there has been so little about stagnant wages. For those who are younger, you are perhaps still climbing the career ladder. But I am mid 50s and unlikely to get any real promotions now. That would be fine if wages were not falling in real terms.

OP posts:
Nousernameforme · 03/06/2017 17:04

Well in the next five years i am hoping that I will of course lost all my excess weight found that winning lottery ticket written my pulitzer prize winning novel which then got turned into an oscar winning trilogy. At the award ceremony I would bump into JK who would become my best friend naturally.

So yes five years from now is looking darn right peachy ta very much for asking

Dogsmom · 03/06/2017 17:11

Yes for me, both kids will be at school so I'll be back to working more hours with no childcare costs so about 1k a month better off.

Violetcharlotte · 03/06/2017 17:32

Worse I think. Cost of living is rising and wages are stagnant, meaning we're all going to have less money in our pockets.

I work in the third sector, everyone's tightening their belts to make efficiency savings, so there are less people to do the same amount of work. We'll be working harder for longer.

NHS cuts will mean we'll have to wait even longer for medical treatment.

Urubu · 03/06/2017 17:35

Yes!
Full time childcare costs us 3k a month at the moment, it will be much less once the DC enter school.
No worries about salaries in our sector (IT), both DH and I had raises in the last 6 months.
More equity on the house as well (mortgage).

Laiste · 03/06/2017 17:36

Yes. Much. But absolutely no thanks to the economy.

Orlantina · 03/06/2017 17:37

Yes. I'm going to get a much more stable job rather than rely on self employment and actually get a job offer - I've had 3 interviews in the last 2 weeks so that's a good sign. I'll have paid off more of my debt and hopefully things will be more stable.

I really don't want things to be much worse than they are at the moment because that would be really crap. I've had DS in tears when I've just told him I can't afford things and I really need to get to a better place.

DawnOfTheMombie · 03/06/2017 17:40

Well I'm at rock bottom right now. I'm 30. Single Mum. DCs 9 6 and 1. Council house. Benefits. My mental health is the worst it's been since I was a teenager. Breaking my neck redoing GCSEs alongside an Access course all via distance learning. Spend most evenings with baby strapped to my back whilst I study. ExH is still managing to financially abuse me by refusing to pay child support and CMS are fucking useless. He's never met our baby. Baby has never slept through.

So I fucking hope it's better. I hope I'm at Uni. I hope I've had a decent nights sleep. I hope CMS have nailed my exs balls to the wall by then.

But. Fuck knows what will happen next week.

Funnyface1 · 03/06/2017 17:45

I'm recovering from surgery and hoping to put this medical issue behind me at last once I'm fully healed. After that there's no stopping me, so yes, I'm hoping for a brighter future.

RonaldMcDonald · 03/06/2017 17:51

I dunno.
I live in this moment as anything else seems a little too Mystic Mog for me

expatinscotland · 03/06/2017 18:05

Worse. It sucks already. It won't get better. I hope to be dead in the next 10 years.

Ditsy1980 · 03/06/2017 18:06

I like to think so. However, the terms in which I think this will be probably won't be seen as better by anyone else.
I currently rent - I expect this to be the same. I have no savings and do not think I will own a house in my lifetime (or morbid as it is, until my parents die). However, in 5 years I think I will be renting a house rather than a flat and have a garden. So better.
I work part-time as DD is 7. I am planning to go full-time soon (sooner than I'd like but needs must!) so I will have a higher income and luckily at the moment there are prospects in my industry so would like to think I will have moved up the ladder.
Ex-h is currently a twat, even though we are 4 yrs seperated & 2 years divorced. In 5 years I genuinely do think he will be out of DD life altogether.
So I do think my little life will be better in 5 years.

blubberball · 03/06/2017 18:08

I mean, we're all on thin ice really aren't we? We rely on such a fragile system to stop our world crashing down around us. Anything could happen.

scaryteacher · 03/06/2017 18:21

It'll be different as dh will have retired and we will have moved back to the UK. Mortgage will be gone, ds will hopefully be self supporting, and I hope my Mum will still be plodding on at 82. We'll have to draw our horns in financially, but with the mortgage gone, it should be OK. We have everything we need, and most of the things we want. I hope to have found a part time job under the tax threshold that will top up my NICs and supplement Dh's pension. My pensions kick in at 60, so another 9 years from now and Dh's state pension kicks in at just over 10 years time.

DioneTheDiabolist · 03/06/2017 18:29

No chance Pip.Shock I'll be 50 then.

scaryteacher · 03/06/2017 18:43

Dione 50 is OK. Less to worry about, and more comfortable in my own skin. More worried about what I think about others, than what they think about me. More ruthless in not expending energy on people who are draining.

MaQueen · 03/06/2017 18:49

Life's good at the moment, so I expect in 5 years we will just have had more of the same (I hope)?

The only material difference will be that DD1 will be away at university, and DD2 will be on the verge of going - so we will have to decide whether to stay here, or possibly downsize to something smaller...I'd dearly love to live on a Dutch barge, but DH isn't that keen [sigh]

DoctorTwo · 03/06/2017 18:54

I think if labour get in and implement their manifesto then I have a chance of breaking even over the next 5 years. If they win the election after this one then I might be able to afford to rent a small place (currently no fixed abode).

If the Tories get in and implement their manifesto pledges then no. Within a year I'll probably go from 'I have a roof over my head and a job' to street homelessness and begging.

I'm basing my reply on Democracy 3, a game that allows you to run the county in a virtual way. I played the game based on the manifesto pledges and it said that under May I would be sleeping under the stars and under Corbyn I might have a chance of keeping my temporary home due to their economic policies.

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