To ask how you split money?

[MissBax]

I'm going to be going on maternity leave soon. When I return to work it will be only 30 hours a week, as opposed to 37.5 which my OH works.
I was just wondering how people split money? We just split everything 50/50 now but are on the same wage. Do most people then just go on a % of their wage if different to their OH? Or just put all money together and pay out of that?

One joint current account, into which all earnings etc. get put and from which all bills are paid and any savings are withdrawn to put into ISAs or whatever is giving the best interest rate at the time. All accounts, except ISAs (obviously) are in joint names, as are our credit cards, mortgage, house title, insurances etc.

We each have £500 each, the rest goes to the joint account- monthly overspill from that goes into savings accounts for rainy day/ home improvements (lots!)/holidays then overpaying mortgage in a 10:30:20:40 ratio. Complicated perhaps but works for us

DH just pays all the bills and any costs when we go out together, and transfers money to me when my account runs low. I have a bit of my own income, but as it's much lower than his salary it wouldn't make sense to transfer any to him. We don't like joint accounts. I don't feel I'm spending 'his' money as we view everything as joint, and we don't keep tabs on who has paid for what. We only discuss big purchases that affect each other like household items and furniture (which DH pays for). If it's just personal like a new gadget for ourselves then there's no need to consult. Works for us and we never argue over money.

All money is joint money, and both our salaries go into the one shared account. All household bills come out of that shared account, then whatever remains is for both of us to spend as we like.

Out of courtesy, I would run it by DH if I was buying something large e.g. furniture, but wouldn't check with him if I'm buying clothes, treats etc. He's just not bothered.

I'm the same with him. I'm not bothered what he spends on gadgets, or golf.

We just pool everything. All income and all outgoings belong to us both. There is no mine and his. Works really well for us. Has never caused an argument. His income is variable but over the course of a year it probably evens out the same as mine.
When I was on mat leave it was the same... couldn't imagine us managing it any differently.