Sorry this is not really a AIBU but posting for traffic
I started a course with the adult college last year. I wanted to re-train for a new career now the children are older.
Being on a low wage I opted to pay by direct debit. I paid a 10% fee on sign up and then the college out sourced the finance to a new company.
I didn't hear from the company for a few weeks and so I called them. They said they could not help until the college had sent details over. I called the college to chase it up and they said it would be done in due course. I was told that I could pay over 8 months and this was what allowed me to take the course.
Long story short, after months of chasing through our tutor/college and company, it was finally sorted but I was told that as it has gone on for so long, I needed to pay over 3 months. There was no way I could afford it and so I advised the college of this and left the course.
Other people on my course were then given a subsidised figure due to being on low income but as I had already left (and an important exam had taken place) I was not considered eligible.
I am now being hounded by debt collectors (who are actually part of the same group as the company that provides the finance).
I have no way of paying the whole fee at the rate they want and I do not even have the qualification. I sent over the emails and proof of my chasing them and said that the reason I had to leave the course was because it became unaffordable but they say I have no argument and are now saying I have to go to court.