To think this job/money/tax thing is dodgy?

[RaggyAnn]

I work as a cleaner, minimum wage. I've been at this job for two months. We get paid weekly into our bank accounts, but under a personal name not the name of the place we work (think hotel/airb&b/holiday lets)

I noticed I wasn't getting paid anywhere near what I should be. So if I worked 10 hrs at 7.50 that should be £75 less tax/NI. But £38 would go in my bank

I asked the manager and she said I was on emergency tax and it would be sorted. I asked her when we get our payslips and she said oh we don't give payslips what do you need one for? I said to check tax and NI and for records. She kind of at me and said she would speak to her husband.

I'm starting to think there is something dodgy as hell going on? The other two cleaners don't speak English so I can't ask them. The job was advertised outside the premises and I'd seen the notice for cleaners come up every two months or so suggesting a high staff turnover

AIBU to just not go in tomorrow and phone them up and say I'm not happy working there as is and I want my final paycheck and a payslip?

Meant to add that my wtc depends on me working a minimum of 16 hrs and if they asked for proof at the moment I wouldn't be able to prove I actually have a job there!

If you're only doing 10 hours a week you shouldn't be paying tax or NI. And yes the whole thing sounds dodgy.

I do another 8 hrs elsewhere but again on minimum wage. I don't think I pass the threshold for tax?

I only came off income support about 9 months ago so I'm not sure

Ah just seen you were using 10 hrs as an example. I'd be looking for another job asap.

Dodgy as hell and it may well cause you problems with your tax credits as I doubt you are registered as 'a worker'. You can report them to HMRC as if they are deducting tax they have to give you a wage slip I believe.

They're legally obliged to provide a payslip.

Slightly, I will google that and check.

If so I'm going to call tax credits and fess up

Sounds normal to me, at every job I've been in I've started off on emergency tax (usually 40% I believe?). If you call HMRC they will sort it for you. Shes probably just not used to people asking for a payslip, I'd definitely push for one though!

Emergency tax is usual - especially if you have 2 jobs BUT you definitely need to be getting a payslip. Thats a legal requirement.

www.gov.uk/payslips

The only out would be if you weren't an employee (eg. I'm freelance, so I invoice, and my invoices are paid) - but then you'd be invoicing and receiving the full amount, and you'd be responsible for your tax, not them.

I had this in a pub job. I left after I rang HMRC and there was no record of me, even though they had been taking tax and NI out of my wages before paying me. It's taken me a year to sort out and loads of hassle. Apparently my bosses have been doing this for over ten years. The fraud police called it phoenixing.

Ring hmrc. Tell them you don't earn enough to pay tax and ask them to adjust your tax code. If the company are charging BR tax it will be sorted, if it's dodgy, hmrc will let you know.....

If you are on PAYE & being taxed at source then it is a legal requirement to provide payslips.

Assuming you don't have a 2nd job or other form of income even if you were on emergency tax your employer has to report your wages & deductions to HMRC electronically on or before every pay day & your tax code would be adjusted pretty quickly after that (used to take a few weeks but recently it's been within 5 days.

So yes, it sounds very dodgy.

Your employer is legally obliged to provide payslips.
£75 per week should mean no deductions (assuming you didn't also have another job)

Emergency tax code would not deduct any tax from £75 pw. Ring HMRC. I bet that they will have no record of your employment (or employer for that matter).

Definitely call HMRC. You can find out if they have records of your employment and if you're on the emergency tax code.

That's incorrect BMW. An emergency tax code of BR means you have no personal allowance so every penny you earn is taxed.

A Week 1 code wouldn't though.

I'm going to call them tomorrow morning.

I'll see what they say and then decide if I'm going in in the afternoon

Thanks for the advice