To worry about money even though I don't need to?

[justmeee]

I know the title sounds ridiculous but I do worry about money a lot and feel very guilty spending even though I don't have money worries.

I hope no one finds this insensitive and if you do have money worries I really feel for you.

Does anyone else feel like this and if so how do you hope with it?

I'm exactly the same. We're pretty solvent but I still feel SO guilty and worried about money all the time. Today I forgot to take my lunch into work so I had to buy it from Pret and I tortured myself about that £3.95 for half the afternoon.

I can totally relate to the food from Pret! It is comforting to know I'm not alone.

I'm exactly the same apart from the petrol. I have to tell myself I can have things. I saved half my salary from the day I started working after my DD went to school, I still save even though I'm on a pension. I'm a generous person and would give away all the money I had in my purse if someone else needed it but I know we are comfortable for life so don't need to worry about money but I do.

I get like this. Even though I have enough money day to day, I think about my savings buffer and worry about how I would cope if I lost my job (quite specialised and not particularly secure).
No advice, but you're not the only one.

I use to be quite bad with this, saving loads, driving a car worth £500 and living in a room in a rough shared house when I was earning 30k and was single. Always walking rather than take the bus etc.

Tbh it has got better for a mix of reasons, I cleared my mortgage(I as really stressed about that), built up some savings, OK pension, OK job, etc. Plus OH is also in a similar position. In the end it was having a full review with a financial advisor that has made me calm down a lot. I think a trained third party telling us things are OK, not super rich or anything but on track has helped me calm down a lot.

Unfortunately it seems to have made OH more worried!

Perhaps the reason you don't need to worry about money is because you do worry about it?

I am like that too! It's probably not a bad thing as it does act as a bit of a brake on excessive spending. I am on a good salary but very aware that things could change so have decided to make more of an effort to save.

I just posted on another thread about this, I did though grow up very poor and now am a high earner and I'm always very conscious of how I spend. I'm not frugal , far from it, but I am aware of money and how I spend it and like to make sure I am secure.

It's only now I've decided to stop that and enjoy what I have, but it's taken me a long time and I doubt it will ever leave me,when you really have been poor it never ever leaves you.

I'm the same, I can't seem to accept that I don't need to worry about it. We've never been in serious difficulty, nor did I grow up in poverty, but I can't seem to break away from the fear of losing what we do have. I am generally cautious and risk averse too, but not with petrol.

I grew up financially secure, too. But the only thing my parents ever argued about was money. Dad was cautious and careful, while Mom reckoned you only lived once & splurging was fun. My instincts screamed to take Dad's side.

I just hate waste... neither of my parents are/were so bothered.

I'm the same about waste. I could have saved £250 on a pet's operation (I wasn't aware at the time) and have tortured myself for it, even though we can afford it and it doesn't really matter. I try to think about the times I have saved that money and move on. If you are financially secure just try to be thankful for it.