Where the fuck is my money?

[LookAtTheFlowersKerry]

I transferred a significant amount of money from one account to another on Monday.

It's usually instant but a message flashed up saying it was subject to checks so would take 24hrs.

The money left account A yesterday.

There is nothing in account B.

So it's floating around somewhere in the ether.

Why do they do this? I don't understand why it takes so long. I just want my money!

If it is an out of profile transaction that is enough to trigger money laundering checks - if someone runs a business and therefore often transfers large amounts then that would be in profile.

Nothing yet but they said it should be Tuesday.

We are now in bank hell. Bank A say they released it on Thursday. Bank B said they haven't received it.

Bank A are now doing a trace. They are being much more helpful than bank B tbh.

Meanwhile we are paying interest on the credit card and our money is unavailable. It's a joke.

Start tweeting, it's the only bloody way to get anyone to act these days!

Bank A have just called back and said it's definitely definitely with Bank B who are still doing security checks. So all we can do is wait. It's been a week and a half already ffs.

contact cc company and explain ask them nicely to waive charges

I "lost" 9k a few years ago, took them 3 weeks to sort all the while I was going nuts .... They eventually found it in a holding account. I got interest plus about £300 for Inconvience

I've transferred £15K between two accounts recently and no hold up. Call bank.

OP, I'm basically going through the same as you - HSBC and another bank. Chase. Chase, chase, chase. Speak to a manager. Ask to put in a formal complaint. In our case this has been going since last Monday (!) and I'm only seeing the light at the end of the tunnel today.

That happened to me years ago. Took about 6 weeks for £3.5k to be found.

The tyerrorism legislation is absolutely appalling. Lots of British people have been having their accounts closed entirely even if they have been with the bank for 20 years (including one british diplomat who just happened to have worked in Burma I think it was) and the worst of it is the bank are not allowed to and do not give you any explanation at all. They just close it. I know it's a different situation from lost money but it's similarly about bank power and perhaps not having a human you can speak to. It happened to one of our leading businessman too who had about ten accounts with the one bank. It is the not being shown the evidence against you so no ability to query why you on the terrorism list or whatever that is so unfair and in breach of natural justice.

work in insurance dealing with pensions, most people are limited to sending 10k.

God OP, i would be having kittens!! hoping it sorts itself out quickly!