I'm really struggling to know what to do next, I've posted here for traffic as my other post isn't getting much, (I've name changed), I'm going to try not to drip feed, so this could be a long post, but I'm also confused and struggling to think straight.
I've been married 8 years, we have two daughters, DD2 is 2 and DD1 is 6, she is autistic and her behaviour can be very challenging a lot of the time. We live in a nice house, nice area, great school, good friends. DH is the sole earner, I'm a SAHM, he earns a good wage, though like many our outgoing take all the money each month. He has a few jobs round the house, dishes, bins and ironing. The girls adore him, and he adores them, he's great at playing, reading with them, putting our eldest to bed, I can go out the odd afternoon at weekends to see a friend, he takes them out a morning or two each month, when he's home early he'll give them tea if I've jobs to do or I need an hours peace. He's easy going, amiable, I enjoy his company, share similar tastes in films, music, books etc.
But....
Is this all enough and I should just get on with things.
The other side of the coin, he's dreadful with money, he's apathetic, he was self employed but his company went under as he waited to be chased to pay his taxes rather than keep on top of them. He's paid weekly, it's complicated and he's not always paid on time, sometimes his fault for not submitting the paperwork, but he doesn't notice, I'm the one who knows when bills are due and check there's money to cover them, if there isn't he's always surprised! Final demand notices are frequent as he forgets to pay bills.
I've mentioned he's an adoring dad, but he has no interest in the nitty gritty, he will take the easy option every time when it comes to discipline, he's apathetic about school work, health issues.
Our relationship is like that of housemates, he's in the spare room, we've had sex twice in the last three years (he watches porn), he never suggestions anything, he gives me the remote and we watch telly, anything different I need to instigate, I plan any weekend activity. We don't really talk, I'll tell him I'm upset about something (a letter from the school for example) and he'll listen but no suggestion for tackling it or even just empathy. He really doesn't grasp the complexity of issues with our DD1, and doesn't think about their safty before doing something, eg if they are unsupervised, who he gets out of the car first on a busy road. I have to tell him to feed them if I'm not there for some reason, or they will but he's then more likely to just give them sweets, crisps. As he puts our eldest to bed I'd asked him to follow instructions from her dentist to stop a problem getting worse, he did once!
I've talked to him over and over, we've been to counselling, his view is that it's my problem, I need to tell him what he needs to do/change! But even if I give him a list (yes it was extreme) he doesn't do it, no discussion he just forgets!
I like our lifestyle but I'm exhausted, stressed, lonely. He's happy that he's fed and clothed, around the kids, and leaving for him would be too much effort. I've thought about leaving, asked him to leave which he did for a few days but I was persuaded to have him back. But at the end of the day I think my life is easier with him here than not, financially and also that his help is appreciated as I feel that if I give anymore I'll break 😔