To have a 10 year plan?

[HCantThinkOfAUsername]

Had my children so far so;
want to do college a year,
go to uni (nursing)
then maybe have another child or two

Somewhere along the line I will drive and lose weight.

Am I being too ambitious? My family think I'm mad but it's making me even more determined.

Anyone else plan like this? 🙈----

I wouldn't say I've got a plan but I do have a general idea that in the next 10 years I'd like the mortgage cleared and a holiday to America. If it doesn't happen then I won't be too disappointed but it's nice to have goals in life.

YANBU, unless it would upset you to not achieve all your goals. Your family sound like the type of people who take each day as it comes. The downside of doing that is you can wake up and realize 10 years has gone by and nothing has changed.
Whereas if you have a plan you are on a journey with a goal in mind.

Taking each day as it comes can come from a position of learned helplessness; we can't change anything so whats the point. Or it can be the 'crab bucket' mentality, no one is allowed to better themselves. That can be tedious to live with if you want to make changes.

I had a 5 year plan that has changed massively, very work focused. Then I got ill and met my partner, so have a new 5 year plan, can't do the job I used to any more, but have a new goal, it now includes marriage and children and I honestly think it's a better plan for me now.
So even though my plan has changed, I still think it helps me to have a clear idea of my goals.

OP I'm 27 with 2 DDs and I'm in my first year of a nursing degree! Please go for it!!
Mine and DHs 10 year plan:
Finish nursing degree
Get a mortgage (currently saving for deposit and on track to buy in 2 years)
DH to then cut back on work hours to be around for school runs etc depending on what wage I am on
DH also wants to learn to drive but that's not a priority to him at the moment as we are in London which excellent transport links

OP add start pension into that!

I will keep to it then :)
fuckoff how old are your DDs? How are you finding it? Knowing that it can be done makes me more determined!

Right you've pointed out some things I need to add now haha! So;

• will
• driving
• mortgage
• pension

That's everything now I think?

Yanbu. We had a 5 yr plan stuck to it and proud of our achievements. We didn't tell anybody though, not even my mum who I'm super close to. Other people's opinion in our life would just not be helpful. We are now looking at next 5yr. Good luck.

Be prepared to deviate from the plan! A friend of ours found one from late teens - it included things like "own a rental property" and "find a love interest"... by the time the ten years was up there was marriage and two kids, never mind a love interest - but no rental property!

For us, 10 years is far too long, a series of 3-5 year plans work best. By 2020 I'd like to have another (final) baby and have started our loft conversion. Anything else is peripheral, so agree with a PP a plan can distill what's important. I think you lose some of that over a whole decade.

DD1 is 2 and a half, DD2 is 8 months she was 10 weeks when I started!!
The biggest tip I can give you is make sure you have guaranteed childcare. We have a fantastic childminder who is willing to start an hour earlier or finish an hour later, my best friend is also a great help with the DDs for a few hours and DHs work is flexible for his shift pattern.
Make sure you're claiming everything you're entitled to and enquire at the uni about any bursaries you qualify for as the NHS bursary has now stopped for students applying from sept 2017 onwards.
PM if you want any more advice
Good luck

I had a 10 year plan when I had my DD1 in 2007. It generally looked like this:
College - 2 years
Have DD2 (pregnant in college and year off at home with her)
Get married
Learn to drive
University degree- 3 years (unexpectedly ending up getting divorced from cheating exh in 2nd year of uni-didn't mess up The Plan too much tho!)
Get a good job

10 years down the line I have accomplished all of these things! Getting a 1st in uni as well! Some people thought I was mad at the time but are impressed I've seen it all through!

Now I have a new 5 year plan that involves getting debt free (done!) Getting a mortgage and moving up in my career. I also managed to squeeze in meeting DP and having DD3! It's awesome having plans and then accomplishing your dreams! There's been some very tough times along the way but I'm very proud of myself! Oh I was 21 when I had surprise DD1 btw. Good luck OP, it's all possible!

I think it sounds sensible and I'd be willing to bet most people have one, even if they haven't consciously thought of it as a 'plan' as such.

I definitely prefer 5 year plans though, 10 years is too long for me.

My first 'proper' 5 year plan I made 4 years ago when I split from DD's father and I felt I needed a plan and some grounding. It basically consisted of buying a property (me and Ex used to rent), getting promoted, taking the girls to Disney in Florida and buying a new car.

I bought my first house in January last year, got promoted in May, have a holiday to Disney booked for October and am picking my new car up next week!

Plans work for me and they can definitely shift and change as time goes on. My plan for the next 5 years is to overpay on the mortgage as much as possible and consider moving to a bigger house, save for another 'big' holiday in 4/5 years time, get another promotion OR move to a more family friendly role within my sector and possibly think about starting to date again next year.

Good luck with your plans, I love looking back on mine now and realising just how far I've come.

Though should mention my 'new' car is actually an 11 year old Kia picanto... but a definite upgrade from the 97 plate daewoo lanos I'm currently driving

I love hearing others plans :)

Right 5 year plan would be:

• College
• Uni
• Qualified & in a job

So most of them! I think they are the most important ones.

I don't think I'll ever get to afford a mortgage our credit history is awful and we live week-week at the moment

fuckoff I'll pm you when I'm on the laptop :)