Lending money

[Chocolatefiend99]

I am selling my car due to moving abroad for 2 years. I would have sold my car privately for 3k, I offered it to my DP for 2k. They asked if they could pay me monthly. My response was I'm not sure as things can change. He took this to mean I don't trust him as I didn't think he would pay me back.

I am naturally not a risk taker and consider all scenarios. I do trust them but circumstances can change. I wanted to make sure I went into it with my eyes wide open.

Am I being unreasonable? Would you be offended in the same circumstance? I am prepared to hear I am if that's what the responses are. Thanks

Is DP your partner or parents?

By DP do you mean your partner?

I think you should trust your partner?

Are they not going with you (abroad) ???

I wouldn't ask to pay monthly, that's cheeky to me. They can get a loan and pay that monthly if necessary.

Never lend on trust money that you can't afford to lose.

YANBU.

Sorry he is my partner. No he can't come with me as we aren't married.

I'd never consider it unless it was in a single payment. You're opening a can of worms and in all likelyhood you will not be together for much longer if you're in another country.

I'd say No, you need the cash upfront for living expenses there. Sorry.

So you are giving him a discount of 33% off market value and he wants 0% interest credit?

YANBU

I can afford to lose the money if it wasn't paid back. I would only worry if his circumstances changed as i know i wouldnt be a priority to pay. His bills and rent would come first then his kids. And rightly so.

I had hoped we could try and make it work seeing each other using holidays. We barely see each other today due to shifts.

I'm more surprised you're charging your partner to buy your car? Do you not share money/items or is this a new relationship?

Its not a new relationship but we don't share finances nor do we live together. If i wasn't going away this would have been the next step.

He did suggest I keep the car in my name until it's paid off but only after he said he was upset I didn't trust him. I would have considered this.

Once you've gone he might stop paying, I wouldn't take the risk!