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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To consider not taking this house

79 replies

Emerald31 · 26/02/2017 10:37

So, me and my DC live in a private rented house. We have been here for a few years and although we love it, the rent is becoming unaffordable. I registered with council housing a few years ago and I have finally been offered a house. I am really happy but my issue is that I thought that by moving with the council I'd be financially better off not having to pay a high private rent. I claim housing benefit and I was told by a few people that my HB would not go down if I moved to a cheaper home but I spoke with HB on Friday and they said that my HB will go down to reflect my drop in rent. Now I understand this in theory but how then is moving from private rented to council affordable? I worked out I would have been around £400 a month better off by moving but now I'll be a grand total of 7.23 a month better off. One of my friends is saying she wouldn't move as I'd be no better off financially but then another friend is saying think long term and that once I go back to work full time (I'm part time at the minute) I probably won't be entitled to any HB anyway but long term I'd have a low rent is read of a high one. I really want the house but I don't know what to do. AIBU here?

OP posts:
gtyrfctsrght · 26/02/2017 17:56

I'd take it.

They're gold dust these days and the security will be there for you.

Frouby · 26/02/2017 18:00

My rent went up when I moved from private rented to HA. Old rent was £380 pcm and new rent £104 per week.

But I went from to 2 to 3 beds and new house.much nicer and very well insulated so save on gas.

Take the council house. You won't be any worse off in the short term and have so much to gain in the long term.

littlefrog3 · 26/02/2017 18:21

My rent went up when I moved from private rented to HA. Old rent was £380 pcm and new rent £104 per week.

Still incredibly good for a 3 bed house with a permanent tenancy.

Frouby · 26/02/2017 18:42

Definitely very good! Am thrilled to bits with it. It's on a new build estate/village. Fantastic schools, on the edge of a nature reserve and beautiful countryside but all the amenities literally across the road.

I am very fortunate I know. We could never afford to even rent privately on this estate never mind buy.

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