Working hours dilema

[Princesstwilightsparkle]

I'm a working mum if two dc, ages 5 & 3. I currently work 3 days, but have been asked if I can increase to 4. I am totally torn up with what to do. I hate saying no, and can see that the extra money would be good, however the guilt in leaving them an extra day to nursery/wrap round care is playing on my mind. WWYD?

That's an incredibly difficult decision for you, I really hope it works out ok for you. Perhaps you could ask for a six month trial?

I am in a similar position although only one dc at nursery. I looked into the costings and realised that by I paid for the extra childcare then I would not be any better off. For reference, nursery is £50/day and I earn around £28k pro rata. So I stuck at my lesser hours and continue to enjoy my baby days off.

Do remember your tax on day 4 earnings will be higher than on day 1 - use one of those online calculators to see what actual take home will be.

.Why not split the difference and see if you can do 3.5 days?

Beware that in four days a week many employers will essentially expect a full time role from you. Won't the additional costs from childcare etc wipe out almost all your profit? Perhaps it's very well paid.

Anyway, you know your life and job best so good luck.

Do double check tax as day 4 is usually not v profitable for c20-25 pa salary no idea what you're on

Why do you feel guilty for leaving them in registered childcare whilst you work to provide for them? Financially supporting them is a huge area of parenting and you have nothing to feel guilty about.

I'd take the extra day, more money means more experiences for them.

It should be a joint decision to work less, not just one persons.

I'd remind DH that he needs to step up at home if you're working 4 days. Make a list and split it out fairly.
I wouldn't rush to go back 4 days, if they've been pressuring you then they'll still be pressuring you next year. And time does go quickly.

I wouldnt work 4 days as people don't find a job share for 1 day a week. So you'll be expected to cover ft work in 4 days.

Have you considered the amount you'll lose in tax and national insurance for the extra day?
Plus the extra childcare.

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