My Ex is 'bribing' me

[Exisbribingme]

Nc for this.

My Ex & I are going through a very acrimonious divorce. Some time ago we took out a bank loan online. It was in his name, although we both agreed to it & I set it up. All above board.

He has now gone into the bank and said he didn't know anything about it & is looking for them to investigate me for fraud.

I am pretty nearly no contact with him but now he is using it as leverage for contact.

This morning I got this ,message :

"I am prepared to negotiate but you need to call me"
"8.30"
"if you do not call at this time I am going into the bank"

I just feel so sick - I'm not sure what to do.
I did call him & really he is after information on my new life. Where was I this weekend ? Who was I with ?

Just feels like he now has me on a very short string & I am his puppet.

My ex tried to frame me for fraud when we were divorcing and he got nowhere. I don't think for a second that yours will either. Try not to worry; easier said than done I know.

He sounds like a stalker in the making, tell the police, tell the bank, get a solicitor, contact not at all (though i think this will be impossible if you have children) or via email/text/solicitor only. If you do all that i'm sure the only person he'll get into trouble is himself. How is he with your kids? How are visits arranged?

If it's from your joint account he hasn't a leg to stand on - for his claim to succeed he would need to prove himself financially negligent in never checking the joint account.

I assume he did have full access to the joint account?

You have been given good advice here, and your follow-up post suggests that you have this loan 'problem' well in hand and can stop his horrible threats about it in their tracks. I would also recommend you ring 101 and ask police advice.
I just wanted to say I am so sorry you are having to deal with this crap. Why are some men such absolute tosspots? Best of luck with everything. Hugs and

Call his bluff. As pp have said blackmail is a crime. Keep all communication evidence and get legal advice.

If you still have a joint account, move half the money to one only with your name on it.

If you set it up using his passwords, then it's on him for giving them to you.
Or he signed documents.

Either way, he had to agree to it.

ChBa - not necessarily - my bank so esignatures. Completely paperless. I suspect this is what happened here because he'd have to be severely deficient in brainpower otherwise to think this would work!

If he does go down this route, please make sure you report him for fraudulently accusing you. The police will be interested, what he is doing (fraud and blackmail) is illegal.

The swine! Hope it goes well this afternoon and please report it to the police.

Hope it goes well at the bank OP ! X

Yep, as pp have said, this is blackmail, not bribery.

It's good you have an appt with the bank.

Make sure you copy all the emails/messages to a separate file so you don't lose everything if something happens to your phone.

A word with the police I think.

He sounds just awful. I hope the bank went well and that you have called his bluff.

Considering that the loan has been repaid from your joint back account he can't possibly claim that he didn't know about it. Also, if it is in his name he must have signed the forms.
He is blackmailing you and sounds very nasty. Keep copies of everything and speak to the bank. I would also consider discussing the situation with the police as he might try something else if this doesn't work.