To sincerely hope karma comes to bite this piece of human excrement

[secrethideaway]

Exactly what it says really..

Last week was driving to work in a city centre, very straightforward in my lane, along a straight stretch of road when the stupid cow to the left of me pulled hard over into the side of my car without waiting (or looking, you can only assume). Bang - caused £7k worth of damage to my car. Luckily no passengers (my 2 year old would often be right where she hit the car).

It was a very straightforward accident. And you know, don't you, if you have done that.

This lady has decided to claim to her insurance company that I drove into her lane. The photos, skid marks on the road (luckily it was a dry day) and CCTV all tell the insurance companies she's lying. But I'm seriously p*ssed off. Because the insurance companies have to follow whatever processes, I have to pay out on my excess until they refund it later on, to the tune of several hundred pounds and right before Christmas. I'm not particularly well off.

I'm just astonished and disgusted at behaviour like this. Would like to think if anyone I know did something like this they would be honest and issue a full apology rather than putting the driver they have smashed into through all the additional hassle that is caused by having to spend half a week gathering proof with the insurance company, council etc.

Getting a dash cam.. if anyone can recommend one..

This happened to me. A lorry drove into the side of me, and when we exchanged details he sneered "your word against mine, love". I was young and had no money, and thought I was going to end up with a written off car I couldn't replace. But my lovely Dad submitted photos and diagrams, and proved to the insurance companies that the lorry driver's story was bollocks. It took a year to resolve though. Bastard.

Twice on the lanes I have been hit head on by someone who was going too fast to stop, when I had been entirely stationary for several seconds before impact. Neither one admitted any liability so I ended up going 50/50 with them. SO annoying.

I have a camera now.

What a twat.

Happened to me, women admitted liability to the police at the scene, but seeing as they didn't take full statements, she denied it to her insurance company. It took a year and a half to be over and done with.

I was minding my own business at the front of a q waiting to pull out onto a roundabout and my car was stationary. A woman drove straight into the back of me at some speed. Surprisingly there was no damage so we went on our way.

A couple of days later a policeman arrived at my door to make enquiries about me leaving the scene of an accident. Apparently I had rolled back into her stationary car which was now a write-off. It was a company vehicle and the driver was off work as a result of her injuries so the company was looking to prosecute .

After a great deal of stress and argument, they agreed to settle 50/50. At no point did anyone take seriously my account of what happened even though it was backed up by my passenger- the other woman was alone in her car and obviously I would get someone to "collude" with my "story". I've never got over it.

This thread scares the life out of me (not literally obvs)

I am really skint ATM and can just about manage this months bills, but if my car got damaged it would just ruin me. I live rurally and have just started a new job so need my car to get to work, especially as I can't really ring in in my first 2 weeks of starting.

Just this Saturday a car came onto the roundabout I was already on and we both had to swerve. It was coming off a motorway so long slip road. I was on the roundabout so not exactly going fast either.

Really worries me something happening to my car. In fact I get quite anxious about things breaking on it let alone thinking about careless and reckless drivers making it more likely.

Hope its solved for you soon OP. It doesn't make it any easier knowing that you will get the money back, its still the initial outlay.

Dashcams are brilliant.
DW had a ding last year (nothing too major, just someone pulled over without looking). The driver of the other car got out acting like they had whiplash and all the rest of it (10 mph impact). She pointed out the dashcam in her car and the act literally stopped there and then.

He admitted liability and all the rest of it. In the end he didn't even go through the insurance , just wrote us a cheque for £600 to cover our repairs( guess his excess was high or something).

I have no doubt without the camera he would have tried to claim it was DW's fault, whiplash and all the rest of it..

I got rear ended on the motorway in May
Said driver never responded to any of the insurance letters etc. I had to pay my excess out of £400, then claim it back myself as otherwise it had to go via legal cover on no win no fee
I got the excess back - yesterday and the claim is STILL open. He drove in the back of me, that's it!