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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To buy my council house.

37 replies

EveOnline2016 · 22/11/2016 18:55

I am really torn.

Morally I know it will take from the housing stock and should look at houses already on the market

Realistic my son is asd and a move wouldn't never work for him, plus my house is stunning after all the work dh and I have done. Plus both DC are settled in school

OP posts:
charlestrenet · 22/11/2016 22:48

It's not being dropped as such - it's just not being made mandatory. Councils can still go ahead and do it. And I would bet that some will have to eg because of cuts in budgets. It's just that this way central government can say it's not their fault.

Manumission · 22/11/2016 22:52

No it looks as though Andrew is right;

www.bbc.co.uk/news/uk-politics-38058402

Manumission · 22/11/2016 22:54

Good. It was a vicious policy and the name (like bedroom tax) annoyed me every time I heard it. What did George Osborne think ANY level of rent was if not paying to stay?

charlestrenet · 22/11/2016 22:57

The article says that housing providers will be able to decide whether or not to charge the higher rent though. It's just that they won't have to charge it. It also says that tenancies will no longer necessarily be for life. Buy OP, buy.

Manumission · 22/11/2016 23:00

www.theguardian.com/business/2016/nov/21/government-pay-to-stay-council-tenants-george-osborne

Yes you're right. What a mess. And what misleading headlines.

PrincessHairyMclary · 22/11/2016 23:08

I brought mine, grandparents died, my parents paid for it outright to secure DD and my future I'm paying them back slowly.

It is immoral to buy it, remove it from the housing stock and then flip it for a profit in the future but if you intend to continue living in it and provide your disabled DS with a secure future it's not really as you would be remaining in it regardless. By buying it you save the council the repairs, getting gas equipment checked and all the rest of it.

Suppermummy02 · 22/11/2016 23:10

It wont make you better off immediately but it will in the long run, and your children will thank you. Before you know it you will be thinking everyone should have the right to buy their own home. Wiser as you get older.

x2boys · 22/11/2016 23:15

well i wouldnt personally as i have had a mortgage and the worry and the stress of it is not worth it imo ,am now in a council house and i,m very happy here its home and i like that if the boiler etc goes its someone elses responsibility however this is just my opinion.

charlestrenet · 22/11/2016 23:17

Awful isn't it manumission? The cut off point isn't even particularly high - two people on just above minimum wage can earn £31 k between them. And how on earth are private sector rents 'market rate' anyway when over £10 billion of that private sector rent every year is paid by housing benefit, mostly to people who are working?

Poppiesway · 22/11/2016 23:22

Buy it. I brought mine 17 yrs ago. And still here. The area around me has now been built up so much If I hadn't have brought it then I'd never have been able to afford to stay in my village now wether buying or renting! (To many second home people buying up here)
The council were useless when things went wrong with heating and windows so I paid myself to do things. Money I spent on house Is money spent for benefit of my dc and myself. (Have a ds with autism and needs the stability of the house)

Briarthorn · 22/11/2016 23:23

I remember some of the pay to stay threads and it transpired that what would happen was that many people earning enough to pay a higher rent would then become eligible for help in the form of housing benefit Confused

But this doesn't surprise me. Bedroom tax is punitive and doesn't save any money either.

Manumission · 22/11/2016 23:38

And how on earth are private sector rents 'market rate' anyway when over £10 billion of that private sector rent every year is paid by housing benefit, mostly to people who are working?

Yes, that too Sad

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