I don't mean to be ungrateful, but...

[Unhappybirthday]

I had a big birthday in the week and my DH has made a huge effort. So far I've had a surprise night out, an expensive gift, a trip away and a night at a hotel.

But there's a snag. We are in the process of remortgaging and whilst going through the application at the bank it turns out DH has ran up.a credit card debt and not realised. In the grand scheme of things it's not a big problem, but we have been here before and this is actually bordering on being a deal breaker.
When we were younger he did similar and I sorted it out, but I told him I wasn't going to spend my life trying to repair the damage his spending had done.

We are out tonight doing something that can't be cancelled, he's upset (he generally fucks up every birthday) but I'm struggling not to be able to put it to one side and move on.
AIBU?

I know that this won't change the amount that is currently on the card, but can you mitigate future costs by agreeing that the holiday and night away also count as your Christmas gifts to one another therefore you will not buy anything for Christmas?

Yes, good idea by Inertia to have these holiday and night away be your Christmas gifts to each other, so no more spending at Christmas. Or if he is determined he wants to swap presents at Christmas, set a limit of £5 or £10 and that's it.

Your last post makes him sound incredibly thick, op . Did he really not understand that increasing the outstanding balance would take the total longer to pay off? That must be so off putting...

You need to talk to each other about money a lot more. I know exactly what we have/haven't got and if money was tight i'd insist no going crazy with birthday gifts. On the other hand if he'd of not gone mad for your big birhday how would you react? I personally wouldn't give a shit but I work with women that keep up a good sulk/strop if their birthday expectations aren't met. Obviously I don't know you but wondering why he has gone so crazy with the spending? You both need to talk lots about how money is managed in future. Money can be a massive stress so I hope you can work through and come to an agreement/understanding on the way forward.

Good idea about this trip now also being your Christmas gifts to each other - and I would add that it is your gift to him for the next several birthdays. Think of it as cheaper than a divorce maybe....

Is the credit card solely in his name? He's got to pay it off then. So he needs to cut back his spending and increase his repayment

Thanks for everyone's responses. It's not the amount it will be cleared in 6 months, it's more the fact I didn't know. Everything currently comes out of one account, but i earn less.

He knows I didn't want an expensive birthday, but I think he's trying to over compensate for me having a rough year.
So more to sharpen his focus I sat down with him and went through our fixed costs, splitting them depending on our take home pay. We will both pay a set amount into the joint account from now and now be responsible for our own disposable income and debts.

I'm reading this as he's tried to make you happy on your birthday. The 'he generally fucks up every birthday' remarkable is quite telling. Maybe he didn't want to get earache from you this year and gas gone overboard trying to please you. I get its infuriating but as you say it will be paid in 6 months.