Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

New £23k Benefit Cap.

1001 replies

legotits · 07/11/2016 12:52

AIBU to ask if anyone still supports this?

Which families is this targeted at?

Anyone who will be affected, is it even feasible to not be pushed into debt?

OP posts:
Unicorn1981 · 07/11/2016 15:59

My dd gets the 15 hours however they are set days. I was struggling to find a job doing those hours so have decided to pay the extra every week for her to attend full time so I can work full time. We have also had to buy a cheap car so i can get there. I could let her go 15 hours a week and have the time to myself but then we will be struggling for money and I would probably end up depressed. myself and my dp want a better life for all of us which means earning to pay off our debts and get on the housng ladder. I know people who pay half what we pay in rent on a mortgage, and we live in a smaller house than we have previously so we are making sacrifices. Sorry but it can be done.

Dawndonnaagain · 07/11/2016 16:00

Disability benefits start off at £73 quid a week. They go up slightly after three months, if they deem you to be ill enough. If not, that's where they stay. That's £3,796 p.a.
Go on, keep telling us this government is doing the right thing, folks! Hmm

brasty · 07/11/2016 16:05

£11k a year after housing costs is fine for those who are unemployed.

legotits · 07/11/2016 16:07

Brasty 11k a year for anyone is getting by.
11k and kids isn't.
It's existing.

OP posts:
PortiaCastis · 07/11/2016 16:09

Also interesring

www.gov.uk/jobseekers-allowance/overview

Boogers · 07/11/2016 16:10

Actually, I agree with the cap, and I wish it were lower. I get up at 5am to make breakfasts and lunches and prepare tea for a household of two adults and two children. We would love to have more children but we can't. Suck it up. We live in a 2 1/2 bedroomed house with a very modest income and even with income fluctuations we survive. We have never claimed tax credits, mainly because I'm scared we'll be asked to repay it. Instead we have two adults who work full time and our family survive.

The benefit cap should be £7.20 x 35 hours a week = £252 per week X52 = £13104. The benefits of not working should never be higher than that of working, including disability benefits.

You make 'em, you pay for 'em. You make five children, you provide for five children. I barely see mine, working long hours and commuting, getting up at stupid o'clock so that the feckless can breed to their hearts content. Nope, sorry. That train stops here, and good for it.

JeremyPaxmansPerspexHead · 07/11/2016 16:14

From what I have read, ESA is also going down..to level with JSA as an 'incentive' for ill people to get into work

Not read the full thread, but this caught my eye. The WRAG part of ESA is reducing, but if you are in the Support group, you are exempt from the benefits cap, regardless of whether you are awarded PIP or DLA.

purplefox · 07/11/2016 16:18

Plenty of blame to go around. Here's my suggestion: if you can't afford a child and can't stomach an abortion, get very serious about your birth control.

And in all the cases where people worked, had jobs and were comfortable and circumstances changed after having a child/children, then what?

Tomorrowillbeachicken · 07/11/2016 16:21

23k plus free school meals though I assume though. In London it's just under 2k a month for doing nothing.

BarbaraofSeville · 07/11/2016 16:22

Maybe if you work full time and lose your job, the benefits you receive should be linked to your previous earnings for a period, say a year. That's how it works in a lot of other European countries.

People aren't complaining about the benefits received by disabled people, or people who lose their jobs for a short period.

More the people with large families who don't work for years on end because the previous system provided them with an above average income that gave them a very decent lifestyle in much of the country outside the south east.

PortiaCastis · 07/11/2016 16:24

You cannot get benefits for doing nothing

www.moneyadviceservice.org.uk/en/articles/benefit-sanctions-and-what-to-do-about-them

HelenaDove · 07/11/2016 16:26

If anyone is still on the old Incapacity Benefit they will be paying for prescriptions.

PortiaCastis · 07/11/2016 16:26

Barbara If you lose your job you'll get £70 a week or thereabouts
www.gov.uk/jobseekers-allowance/overview

YelloDraw · 07/11/2016 16:27

20k outside of London? A 2 bedroom home is around £1000 where I live. My child's nursery bills are £850 a month (20 hours p/w). These 2 alone are more than 20k a year.

Why do you need full time nursery if you aren't working?

ItShouldHaveBeenJess · 07/11/2016 16:27

Good for you, boogers - let's hope you're never made redundant or your DP fucks off with someone else. Because if either of those things happened, you're perfectly willing to accept that it's all your fault, right?

HelenaDove · 07/11/2016 16:27

Boogers dont be so bloody ignorant. It costs more to live as a disabled person........having to pay carers ..............having to pay for taxis when they cant access a bus.

brasty · 07/11/2016 16:29

Brasty 11k a year for anyone is getting by. 11k and kids isn't. It's existing.

You really think for a single person or couple that £11k AFTER housing costs is getting by? I certainly don't. I think a lot of people on here have an unrealistic idea of how much money they need.

Wishforsnow · 07/11/2016 16:31

I agree with the cap and think it should be lower. Where is the incentive to work when you don't have to worry about paying rent or council tax just have to manage disposable income.

brasty · 07/11/2016 16:35

I do think sanctions should be incredibly rare. The use of sanctions is awful.

Boogers · 07/11/2016 16:36

Barbara That's exactly it. Large families who don't work for years on end, if ever, and live off the state. That's what boils my urine. Their feral children are already dragging themselves up, so the thing that is stopping those parents getting up at the crack of dawn and working for a living just like my husband and me is that they can claim thousands of pounds off the state just for existing. Sorry, but no. That time is over, and thank goodness. Work for a living, provide for your children and be honest about your income and lifestyle. If you get a tattoo a day after claiming poverty to whoever accepts your sob story, then I feel desperately sorry for your children, and that does happen. It would be a very naïve person to believe it doesn't.

Tomorrowillbeachicken · 07/11/2016 16:36

You do get free childcare hours at three though

LillianGish · 07/11/2016 16:37

That's great boogers - I just hope either or both of you don't get made redundant or get sick and that neither of you has to stop work to care for a sick child. If you do I hope that you'll be able to carry on paying the rent and that you won't have to uproot and move to a new area just at the time you most need your support network around you.

PigletWasPoohsFriend · 07/11/2016 16:39

The benefits of not working should never be higher than that of working, including disability benefits.

So someone who has severe disabilities that can never work should receive less.Hmm Who is going to pay for carers, physio, extra help, adaptions, specialist equipment for starters.

What a completely ignorant comment.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.