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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

New £23k Benefit Cap.

1001 replies

legotits · 07/11/2016 12:52

AIBU to ask if anyone still supports this?

Which families is this targeted at?

Anyone who will be affected, is it even feasible to not be pushed into debt?

OP posts:
Tomorrowillbeachicken · 07/11/2016 18:42

Most families with one won't get the limit now though already.

brasty · 07/11/2016 18:42

Teenage boys on average eat more than men. They are more expensive than the average adult.

YelloDraw · 07/11/2016 18:43

If that same lp was working would get £1676 per month so the worker IS better off! Don't believe the spin.

But then they woudl have to pay childcare, and so have less overall.

Graphista you can easily cut gas and electricity off that a bit, and also housekeeping £100/week for 2 people on food and household goods is a lot.

Graphista · 07/11/2016 18:43

Those outgoings are based on teen child, gas and electric high due to meters being more expensive (many low income families end up in accommodation that is metered or have been forced onto meters due to ending up in debt due to not getting enough to live on). Info based on an average mine and friends costs. But even various charities put average monthly energy costs between £85-115 per month.

Fourormore · 07/11/2016 18:43

Yes, she is.
She isn't on JSA as she doesn't want to work. She gets enough from tax credits to not work. That's not right is it?

brasty · 07/11/2016 18:45

Just looked at Government statistics, 79,000 households so far have been affected by the benefit cap, and 40% of those were working households.Those capped tend to live in particular areas of the country where rents are high.

www.gov.uk/government/uploads/system/uploads/attachment_data/file/564759/benefit-cap-statistics-to-august-2016.pdf

ghostspirit · 07/11/2016 18:46

lag I wonder if the rent should come into it. There could be a house that cost 100 a week and amother could be 400 a week.

lifeisunjust · 07/11/2016 18:46

In many other eu countries mums get 4 months maternity leave and go back near full time at 3 to 4 months. What the UK lacks is subsidised child care so mums especially single mums are deterred from looking to the point so many of you are aghast at the thought but probably not at the thought of dad a working.

Another own goal for UK

Cluesue · 07/11/2016 18:46

But i would also like to point out that i get nowhere near £23k on benefits.
I get £15.6k that's including HB,Ctax,child benefit and free school means.Even though I worked up until having dd2 4 years ago my oldest 10 has only ever been on a weeks holiday in a caravan twice,dd2 hasn't ever been.
I'm up to my eyeballs in debt just to get by and as soon as I go back to work I'll be even worse off financially.

Graphista · 07/11/2016 18:46

Housekeeping amount is food, cleaning products, toiletries and is based on south east prices which are high.

PortiaCastis · 07/11/2016 18:47

There you go four check it out

www.gov.uk/child-tax-credit/eligibility

brasty · 07/11/2016 18:47

Agree payg meter is much more expensive. I used to have one and couldn't afford to pay for it to be removed. I paid more then for a tiny house than I do now in a bigger house. PAYG meters are a total con and they should not cost more.

ItShouldHaveBeenJess · 07/11/2016 18:48

four I didn't think you could get child tax credits without being on JSA/IS but I'm not sure, to be honest. I guess it depends on what she receives in child support? I'm not angry with people like your DH, who clearly is supporting his children; I'm angry with posters like sheldon who are blaming single mothers for being left with no financial assistance from the fathers. Because we should never have become pregnant in the first place, apparently.

Fourormore · 07/11/2016 18:48

Check what out Portia?

carefreeeee · 07/11/2016 18:48

It's harsh for people who've been used to receiving money to have it suddenly withdrawn, and will be hard for them to get a smaller house, adapt to having less money etc in a short time. It will undoubtedly be painful initially but in the long term young people will be better off because they will make more effort to get themselves qualified and fit for work.

In the long run, my belief is that benefits have got to fall to be significantly less than working full time on the minimum wage. Top ups should not be needed for those in full time work. Only when these top ups stop will rents fall to appropriate market levels.

Out of work benefits should pay for people to eat and not be on the street. People cannot expect their own council house, car, holidays, phones, TVs, etc if they don't work. It's a safety net that's all. Otherwise people get into this trap where they don't work because it's too expensive.

I'd favour going over to a more European system where benefits are quite generous initially, but based on what you've paid in. So if you've always had a job and suddenly get made redundant/get ill, you can get more or less full pay for a couple of years, giving you a chance to get another job or recover. If you've never had a job you keep living with your parents until you get yourself sorted. Which most people will as they'll get sick of living with their parents.

brasty · 07/11/2016 18:49

South East prices are only high depending on where you live and shop. I paid less on those things when I lived in London as there were so many markets and cheap shops. Those in villages or islands are the ones who pay the most. If you live in an island such as the highlands, prices are extortionate.

Fourormore · 07/11/2016 18:50

I agree, ItShould. I was just highlighting an unusual case that probably colours some people's views of what being a single mum looks like.

I think a more productive focus than a cap would be reducing ridiculous rents that push the housing benefit spend up and targeting big business tax avoiders.

Graphista · 07/11/2016 18:52

Yes would also like to say that I/we haven't been on holiday since I worked, last night out was a year ago (mum kindly gave me the money for that it was best friends 40th), no theme parks. Also don't drink, smoke, drugs, no tattoos, no manicures, fake tan, can't even remember last time I bought a new lippy! Since stopping work not bought any new big price items (tv, mobile phone etc), don't have pay tv.

ItShouldHaveBeenJess · 07/11/2016 18:53

four. Absolutely. Landlords are making a killing for often really shoddy dwellings, and there's no 'cap' on what they can charge. Tax evasion is a whole other ballgame!

legotits · 07/11/2016 18:53

What will happen when they get rid of all the poor people from expensive housing?

We need somewhere for them to live, some social housing or shall we just cut to the chase and build workhouses?

OP posts:
ZefStar · 07/11/2016 18:56

Yuck this thread is so full of bitter twisted miserable fuckers, desperate for the tories to twist the knife further into the poor to enable them to feel better about earning a piss poor wage and having no money left after paying the bills.

Pretty sure it's not single parents or the disabled that are keeping your wages so low or your living costs so high. Try looking up at the landlords, bosses and government that are doing this instead of looking down to kick those you see as beneath you.

Try and inject some humanity into your miserable, bitter, pathetic existences

Graphista · 07/11/2016 18:57

I think Theresa may would LOVE to just skip straight to workhouses!

ItShouldHaveBeenJess · 07/11/2016 19:01

I have an appointment with the Lone Parent Advisor at my local Jobcentre next week. I think I'll print this thread out, highlighting some of the posts (sheldons for example) so that when he shows me his benefits calculation in order to prove how much better off I'll be in work, I can reply "Er, don't think so - plenty on Mumsnet think I'm living the high life right now, and I'll actually lose money if I get a job".

Wonder how he'll respond? Grin

Graphista · 07/11/2016 19:02

Itshouldhavebeenjess be prepared for lone parent advisor to have SAME views as Sheldon

lifeisunjust · 07/11/2016 19:03

No haircut in 3 years no holidays in 3 years no clothes bought for kids in 3 years all donations no shoes other than cheap trainers bought in 3 years just donations.
Working poor also cannot afford stuff but working poor provide at least in part for themselves.
The cries that unemployed people effected by the cap cannot afford haircuts does not go down well working poor as well.

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