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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think the benefit cap is going to plunge families into poverty

1003 replies

Firsttheworst · 10/10/2016 13:02

Next month the benefit cap comes in. It sets out the maximum that can be claimed in a week across all benefits. This doesn't include disability or wtc. Its aimed purely at women (mostly) claiming income support. You can only claim income support if you have a child under 5 and don't work.

The benefit cap is in the government owns words designed to get IS claimants out to work. The cap is currently £500 and will be reduced to £384 a week.

This includes, housing benefit, CT benefit, tax credits, income support. So all in total cannot be more than £384 a week. Over a 30 day month that comes to £1645.

From that £1645 I need to pay

rent £900 a month (no I can't move, its impossible to rent on benefits as it is, not giving this house up and its below market rent as it is)

CT - £60 a month

Electricity £80

Oil £80

Diesel £ 120 (rural don't drive anywhere other than school runs and supermarket/town once or twice a week)

Car insurance £49

Car tax £19.99

Phone/internet £40 (thats a basic mobile and broadband)

House insurance £13

TV licence £11

That leaves 272 a month to pay for food, clothes, car breakdown, school trips, birthdays, miscellaneous and god knows what else. For one adult and 3 children.

AIBU to think that the government have just decided that if they starve us out for long enough we'll be forced to go out and find a job? Like I said rural area so jobs are rarer than hens teeth and believe me i'm looking. It is pure discrimination against single mothers with small children (i doubt many men claim income support)

OP posts:
Xmaslover · 10/10/2016 22:43

Pissed off 'give him the kids'
The man who doesn't pay for his kids or sees kids when it only suits him

Yes because that would work

needsahalo · 10/10/2016 22:43

needs so she goes to court and says if the ex doesn't want her to move he'd better pay the rent or have the kids full time, judge will agree with her and over turn court if it gets issued in the first place

A judge is not permitted, by law, to base decisions on residence on behaviour around money. Nor is he (or she) able to order one parent to pay the rent of the other. and nor will a reluctant parent be ordered to have their children full time.

AndNowItsSeven · 10/10/2016 22:43

The children see their father for their benefit it's not for her ex's benefit.

Pisssssedofff · 10/10/2016 22:44

You can crap on about pay per view but judges take a very dim view of non paying fathers in family court, mine was asked repeatedly what he paid, how often and if h had proof of that.

These tests that don't pay don't have a leg to stand in when it comes to choosing where the kids live.

And on that note I am going to bed.

needsahalo · 10/10/2016 22:45

That's just your opinion Ginger

it also happens to be legal opinion too.

GingerIvy · 10/10/2016 22:47

Solicitors advise to allow for contact, regardless of the state of the maintenance. Failure to do so looks very bad to the court, as they want the child to have a relationship with BOTH parents. Please stop advising people to use their child (and their relationship with their father) as a bargaining chip with their ex in order to get more maintenance money. It's obscene, and it's extremely poor advice that could land the mother in serious problems if the father takes her to court over missed contact.

Pisssssedofff · 10/10/2016 22:48

This "father" is not going to court any time soon about anything.
What happened to the family home btw ? Where's the money from that vanished to

Xmaslover · 10/10/2016 22:50

Apart from the fact it's illegal to withold contact if NRP doesn't pay, some NRP wouldn't care if contact with held and they looking for the easy way out so that wouldn't work.

Princesspink999 · 10/10/2016 22:51

I find this extremely irritating to look back over nearly 25 years of work and to think I shouldn't have bothered because I could have earned just slightly less on benefits and not had to worry about paying for childcare every day, expensive parking etc

needsahalo · 10/10/2016 22:51

Or get yourself an education such that you can work one well paid job

Single parent. Also full time teacher in a shortage area with additional Masters and SEN qualifications. Also entitled to tax credits. What do you suggest?!??!!

Pisssssedofff · 10/10/2016 22:52

It's inly illegal if there's s court order in place granting contact, but agreed it would be playing into their hands. Far better to drop the children off I reckon, or at least threaten it

TheSnorkMaidenReturns · 10/10/2016 22:52

hotdiggedy
TV Licences - The law changed on 1 September 2016.

You must be covered by a TV Licence to download or watch BBC programmes on iPlayer – live, catch up or on demand. This applies to any device and provider you use.
Don’t forget, you still need a TV Licence to watch or record programmes on any channel as they are being shown on TV or live on an online TV service.

talksensetome · 10/10/2016 22:53

In reply to the OP, I am a single parent of 3 and manage to work 30 hours a week. Yes it is hard and I am very lucky to have an understanding boss if the kids get sick but honestly how often are they sick enough to have to stay home from school.
I send them to breakfast club and after school club and holiday club but have used childminders in the past. It's hard and exhausting but doable.
I wasn't going to mention it but you did ask directly if people would still be able to work.

Lightsoffplease · 10/10/2016 22:56

Why aren't more single mums being prosecuted for withholding contact then? Hmm

Tippexy · 10/10/2016 22:57

You're getting benefits to the tune of a salary of £24,800.

More than I earn!

GingerIvy · 10/10/2016 22:57

This "father" is not going to court any time soon about anything.

So easy for you to say, as it's not you that is taking the gamble.

I think you need to accept that in this instance, your advice is not good advice at all. Just because you bullied your ex by effectively using your children as weapons in the disagreements doesn't mean that it's an appropriate solution.

Withholding contact is acceptable in situations where the child/children are at risk (safeguarding), NOT over money disagreements.

needsahalo · 10/10/2016 22:59

Why aren't more single mums being prosecuted for withholding contact then?

It happens. Residence is sometimes changed.

But mainly few judges want to send mothers to prison. Not really in the best interest of the children.

ginghamstarfish · 10/10/2016 22:59

Sure it's been said but there has to be a limit, or cap - as many PPs have said the OP is getting as much or more than ppl working full time. Taxpayers should not have to subsidise limitless benefits.

Xmaslover · 10/10/2016 23:01

Id say more single parents prosecuted over withholding contact than a NRP who doesn't pay for this kids and can't be bothered seeing them.
Why are t these people prosecuted ?

Pisssssedofff · 10/10/2016 23:05

I didn't need to withhold contact he did that all by himself - like the OPs by not living where they lived.
If I was in the legal profession I'd sat withholding contract isn't the right thing to do, but it goes a long long way down the path before residency is changed and prosecutions take place and most "fathers" or NRP give up long before that. It depends what the end goal is doesn't it?

OP needs money or her ex to have more contact, withholding it doesn't achieve anything for her.

HelenaDove · 10/10/2016 23:06

So to summerize ......if a care worker isnt earning enough its their own fault but if a middle income earner isnt earning enough its someone elses. Confused

Lightsoffplease · 10/10/2016 23:07

£900 rent
£100 oil & electric
£60 council tax
£200 food
£60 petrol
£50 essential clothes, school outings, birthdays
£90 car insurance and maintenance
£11 tv license
£13 house insurance
£15 school uniform

Struggling to see why you wouldn't manage on £1684 per month?

Lightsoffplease · 10/10/2016 23:07

Oh and £25 for broadband and phone

Pisssssedofff · 10/10/2016 23:08

£200 a month for food ? For four people ? Oh god here comes the chicken 🙈

Libitina · 10/10/2016 23:10

More than I earn in a month as a health care professional!

Same here, I'm a nurse.

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