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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be disgusted at my friend buying her council house?

349 replies

AbsoluteUnfairBollox · 01/08/2016 18:46

And refuse to offer any congratulations whatsoever

She just announced on Facebook that her house purchase completed today. she's bought it at a massive discount as she's been plastering it online for months (valued at 120k and she's got it for around 50k...didn't even need a deposit I bet the banks were chucking mortgages at them. mean fgs how do some people get so jammy)

Actually I might congratulate her. I feel like saying congrats on taking yet another social house out of the market, one less house for a needy family Angry

Aibu to think it's totally unfair and a piss take on hard working people who can't buy a house ? I have bought my house btw but was bloody hard and my house cost twice what hers dos and isn't even as nice

I've nc for this as I am ashamed of the feelings it's stirred up and how mean spirited it's made me feel towards a friend. Sad

OP posts:
sall74 · 02/08/2016 18:06

It's just a shame that Right to Buy isn't extended to the private rented sector...

PersianCatLady · 02/08/2016 18:15

It's just a shame that Right to Buy isn't extended to the private rented sector...
No it's not as it is unworkable, you cannot force someone to sell the house that they own to their tenant at a discount without their consent.

AndNowItsSeven · 02/08/2016 18:23

Thanks pearly, I panicked a bit then . We are, in an act of extreme selfishness planning on buying our home to help to secure our disabled children's future.

AndNowItsSeven · 02/08/2016 18:25

Tortoise when I say making a profit I mean enough to pay their staff, it's suitable and creates many jobs.

AndNowItsSeven · 02/08/2016 18:25

Sustainable.

PrincessHairyMclary · 02/08/2016 18:29

I brought mine, or my parents did with my grandparents inheritance to ensure DD and I would always be secure.

As for removing a house from social housing even selling the flat wouldn't get me much around here so unless I met someone and we buy a house together I am likely to live here forever, so that's a good 60 years my flat would have been occupied by me. Having brought my flat means that I no longer qualify for the tiny bit of Housing benefit I received (which should my circumstances change could have easily increased especially when I become elderly) and the Council are no longer responsible for maintaining anything inside my home (repairs, boilers etc) which will save them a lot of money in the long run.

PrincessHairyMclary · 02/08/2016 18:30

Oh and if it helps I am hard working, maybe not full time but 28 hours a week supporting teenagers with additional needs.

BITCAT · 02/08/2016 18:39

I'm afraid that's just the way the cookie crumbles some people are lucky some are not. If I was in her position I would have bitten there hand off too. If you get a chance to own your home surely you do it. Plus the council will also be saving on repairs and all the yearly checks they have to do on rental properties.

BITCAT · 02/08/2016 18:41

As for myself. I can only dream or hope of winning the lottery to own my own home. And I work very hard and always have but I not bitter towards them that can. That's just life.

PrincessHairyMclary · 02/08/2016 18:47

Also as a side point, Council Houses are hard to come by, you may be jealous of the fact she can buy a house now but I'm sure you probably don't know the ins and outs of why she was allowed a council house in the first place and I'm sure you wouldn't be jealous of those circumstances and I'm sure she probably didn't feel lucky at the time.

It sucks that private landlords put their rent up to ridiculous prices but that's not the fault of those who have different land lords. You need to take your anger to your local MP and see what they can do within the larger Government to cap the rent private land lords can charge.

PersianCatLady · 02/08/2016 19:09

see what they can do within the larger Government to cap the rent private land lords can charge
Rent caps do not work.

Even Shelter, the homeless charity who are always on the side of tenants, say that they do not advocate the government introducing rent caps in any form.

PersianCatLady · 02/08/2016 19:10

I brought mine, or my parents did with my grandparents inheritance to ensure DD and I would always be secure.
If your parents own the house and not you personally, you can still apply for LHA and in most cases it will be awarded.

mathsmum314 · 02/08/2016 19:25

The person living in the house is either a council tenant or a home owner. But its irrelevant because its THE SAME PERSON!

This is a case of a neighbor jealous of someone paying less for their house.

What a load of tosh

Just5minswithDacre · 02/08/2016 19:50

If your parents own the house and not you personally, you can still apply for LHA and in most cases it will be awarded.

No, the tenants have to 'front' these third party purchases.

Interesting list of what you object to compared to what you actively suggest, there persian.

PersianCatLady · 02/08/2016 20:09

Interesting list of what you object to compared to what you actively suggest, there persian.
That is a strange thing to say, if she is entitled to LHA why does it matter whether her LL is Joe Bloggs or her parents?

On the other hand if her parents are renting the house out to their daughter or another tenant and they are both entitled to LHA would you think that one could claim and the other couldn't?

Just5minswithDacre
Also just out of interest what specifically makes you say this Interesting list of what you object to compared to what you actively suggest?

HelenaDove · 02/08/2016 20:50

"We need more housing, if people keep reproducing, we need places for them to live.
It's always someone else's problem though."

Tortoise im childfree by choice. Its not only middle class women making this decision. I live in a one bedroom social housing flat . Ive been here for 22 years.

I knew by the age of 20 that i didnt want kids. Im now 43. Thing is if every other tenant had made the same decision as me there would be even less one bedroom places available now than there are and the number is already low.

fluffychicken · 02/08/2016 20:50

It's crazy that some lucky people are basically gifted a discounted house when they have already benefited from low rent. I think people in private lets should also be given the right to buy with a big discount too. Level the playing field and solve the housing crisis Smile.

QueenOfTheGinPalace · 02/08/2016 20:55

Haven't RTFT but OP, YABU for being jealous but YANBU for being disgusted. While your friend isn't responsible for RTB, she is responsible for buying up housing stock at a massively reduced price which she'll no doubt sell for an equally massive profit down the line. Or maybe she'll rent it out at a far higher rent than she was paying, as it's no longer SH, and the taxpayer will have to pay the inflated housing benefit.

We've lived in our council flat for 15 years. When we moved in, the rent was about £190pm, now it's closer to £450. We could buy it for £27,000 (one recently sold privately on our street for £90,000), with a mortgage of about £150pm. But we won't, we never will. We like that we pay back into the system every month, and that our rent goes towards maintaining the housing stock and building new homes. We love that we have an excellent repairs team who have been known to come out within half an hour on a Sunday morning to fix the boiler. And if/when we no longer need it, somebody else will get the same benefits we've had from living here.

Social housing, done properly, is bloody brilliant. No way do we not want to be a part of that, or prevent future tenants from enjoying what we have.

HelenaDove · 02/08/2016 20:57

housing associations and profit.

www.ft.com/cms/s/0/2b859640-1735-11e4-87c0-00144feabdc0.html#axzz4GCsKABY9

PrincessHairyMclary · 02/08/2016 20:57

My parents don't rent to me, unfortunately my grandparents died last year and they felt it would be a suitable use of the money, the previous generation supporting the future one etc. I own my flat outright, my name is on the deeds by itself with a Declaration of Trust attached to it should my circumstances change and I choose to sell before having paid them back so that they get anything outstanding back from the equity.

HelenaDove · 02/08/2016 21:01

HAs and profit.............a non subscription link.

www.theguardian.com/housing-network/2014/aug/26/housing-association-commercialism-social-homes-profits

applesvpears · 02/08/2016 21:10

I have not read all the thread but I posted something similar on another forum a few years ago about a colleague and I got ripped to shreds, to the point I had to leave the forum completely

I think people like me and my OH who work really hard, earn okay money but can't get a mortgage to buy a decent place also feel resentment that people get it handed to them at a reduced cost.

mrsfuzzy · 02/08/2016 21:12

i brought my house for £60,000 in 1991 but the previous owner got it for £25,000, obviously prices have gone through the roof and it is now valued at a silly over inflated price, that i'm embarrassed to mention i feel for anyone trying to get settled in their own home nowadays and realise i was one of the last 'lucky ones' for the prices started going up.

applesvpears · 02/08/2016 21:12

Private renting is bloody hard. Some people who have council properties or have a mortgage sometimes do not realise that.

PersianCatLady · 02/08/2016 21:12

I think people in private lets should also be given the right to buy with a big discount too
How on Earth do you think that would work?

No LL who owns a house would ever be able to be forced to sell it to their tenant at a discounted rate.

RTB for private tenants is like me liking the look of your £10,000 car and someone forcing you to sell it to me for £5,000.

It just won't work.

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