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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To Feel A Bit Uneasy About Not Having My Name On The Deeds?

26 replies

GirlsWhoWearGlasses · 29/07/2016 15:28

We are in the process of remortgaging our house. I currently work p/t, DW works f/t. I do the bulk of childcare and housework in the week.

I'm just about to start a course which would qualify me for a profession with great prospects and conditions. We're also planning a second child. The plan is for me to be studying and at home, which I'm very happy about.

The thing is, this makes remortgaging more complicated, as I would essentially become a dependant rather than an 'asset'. It would be easier for DW to put in a sole application and the amount we're looking for, this would be fine, BUT, am I being daft?

We're happy and settled. Married for a decade. Wonderful daughter. It's just the thought of earning nothing and having nothing in my name. It makes me feel a bit anxious inside. I've never not been earning before. DW is a bit insulted by my unease. AIBU?

OP posts:
Ellypoo · 29/07/2016 16:32

You would still be classed as a dependant though even if your name isn't on the mortgage & deeds - we went through all this when remortgaging as my XH was self-employed and I earned loads more.

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