WIBU to use rent money

[DoorMat1010]

Suddenly my car needs a lot of work. It's used on a daily basis and I can't get round it, I need it for work.

There's around £450 worth of repairs to be done to the car and rent is £500.

Obviously I'll speak to the agency first but for the last 3 years I've paid rent on time or even a week earlier.

I can pay the overdue off over the next 10 months at £50 a month.

Feel like I'm up shits creek without a paddle.

WIBU to do it?

Your husband has offered?

How very good of him!

If he can help he should help, no questions!

Why would he offer-isn't it a foregone conclusion that he would help?

I dont understand this 'offering' to 'help'

Surely as husband and wife its a case of "oh crap, the car needs £X to fix it, we'll have to shuffle some money about to cover it and tighten our belts this month"

Two working tenants and it would take you 10 months to pay off one month's rent??

The op isn't bothering to read the posts... She's already admitted it!

Are you currently divorcing DH? Is he living elsewhere? Is that why you didn't want to ask him for help with the car and rent?

OP, most of us have shared finances with our spouses, but I get the impression from your posts that this is not the case for you. Assuming your husband lives with you, what is his financial contribution to the household?

This reminds me of the thread where the OP asked if she was taking the piss to let the Scouts pay for her two children to go to camp out of their hardship fund as she couldn't afford it, when the DH was a high earner, she'd just spent double what she needed to on duck meat and luxuries on their weekly shop and the DC had horse riding lessons and ballet classes and they both had new cars.

Ok..So op posts doesn't bother to read responses ..she knows what most say
Asks LL for help...Then DH offers...

It's your funeral OP. You have, whether you think so or not, put the idea in the landlord's mind that you can't afford fairly routine outgoings.

This reminds me of the thread where the OP asked if she was taking the piss to let the Scouts pay for her two children to go to camp out of their hardship fund as she couldn't afford it, when the DH was a high earner, she'd just spent double what she needed to on duck meat and luxuries on their weekly shop and the DC had horse riding lessons and ballet classes and they both had new cars.

And had just paid for European trip for one of the dc too.

"DH has also offered to help me."

Sorry what?!
Do you and DH live together?
If so why is the rent not a joint responsibility?
What does each of you earn and what does each of you contribute to the rent, bills and other expenses?
The fact that he "offered to help" when you're struggling so much has made me wonder if he's financially abusive.
This is certainly hugely dysfunctional.

I've been waiting for the DH dripfeed since the OP mentioned the MIL coming over.

I wouldn't expect my partner to pay towards fixing/running my car/motorbike, and my partner wouldn't expect me to pay to fix/keep their car running, I don't see the problem in that. Not everyone shares responsibility for everything in their marriage.

I'd have offered towards helping paying to fix the car before it got to the point of approaching the landlord for a solution though, so that's the only thing that flags up for me.

I don't think people are expecting him to pay towards the car. I think people are rightly expecting him to pay towards the rent. Before the poor OP has to go cap in hand to LL.

Your dh has offered to help you out.
How very good of him.

Why does your employer not give you
money (expenses) if you use your car for work?

snowgirl29 presumably, he already is paying towards the rent as well, so either way you look at it, if he pays more towards the rent to cover that, it's the same as if he used that money to pays towards fixing the car, it's the same thing, monetary wise.

Different ballgame if he's not paying anything towards the rent though.

Well as I said before I'd probably have agreed, but I'd now be worried and probably wouldn't renew the tenancy when it comes up because I'd be frightened I'll end up with eviction costs. I wouldn't be so worried if it was only delayed a month or two.

You've probably shot yourself in the foot but don't realise it yet.

Randymagnum but by the same token, by asking her LL to take the hit by having them lose out on rental income that month, the s/he is effectively paying for the car repairs.
Why is it more acceptable for the LL to be out of pocket than her husband?

For all the people saying that LL are 'idiots' if they can't absorb a missed rent payment, would you feel the same if you were told you weren't getting £500 of your income next month because someone needed to pay a household expense they hadn't budgeted for? Whether or not they can 'afford' it is neither here nor there.

Furthermore not all hardly any LLs are property magnates swimming in cash. Many people rent out their previous residence due to eg moving in with an OH and for whatever reason (usually negative equity) can't sell it. It is being rented out to cover the mortgage, and yes missing a months rental income will cause significant hardship. Writing people in this situation off as idiots is naive at best, ignorant at worst.

I've not read half the responses but I can guess most of them.

Why bother posting then?

Ridiculous

Oh and YABU.

would you feel the same if you were told you weren't getting £500 of your income next month because someone needed to pay a household expense they hadn't budgeted for? Whether or not they can 'afford' it is neither here nor there
as a landlord you are not an employee with a contract whereby you have a fixed wage

landlording is an investment activity, part of the deal is voids, problem tenants, missed rental payments...thems the breaks

similarly if you buy a property you risk negative equity and making a loss when you sell, no one is forced to be a landlord, it's an option that you decide to take, other options are reducing the price until you get a buyer, if you cant take the risk then dont make the investment,

shining hi again, always lovely to see you on a thread. I'm not a LL.
Don't be disingenuous.
You're saying it's fair this landlord should just let you off the rent as you are terrible with money, because they should expect it. Being a landlord? Really?

the LL should do the due diligence before becoming a landlord, if you cannot absorb the attendant risks then it is an unwise venture