Ok, I'd no 'need' to work for money, so had a pretty hedonistic life dedicated to the pursuit of fun, great! But then, hitting 40, I got tired of doing nothing
. but I'd always loved being in my garden, I'm naturally tidy, realised that there was a gap in the market for a 'lady gardener' for elderly widows whose husbands had always maintained their gardens, and that was the very beginning of my gardening business. I started about this time of year 10yrs ago, simply tidying up gardens, planting troughs, hanging baskets, whatever.
I joined a gardening forum, learned loads about plants, soil and stuff., met some peeps who were good at tree pruning etc I could use as contacts and so on, and now, at 52, I'm a go-to person in my area to do gardening work or to recommend someone who can do whatever the client wants. Not bad, eh, for someone who'se only doing what she actually likes doing anyway? And, btw, it's extremely lucrative!
So I'd say....think of what you like doing, and start thinking round how you can turn your interest to your advantage.
It worked for me.
Good luck with whatever you do