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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To spend all our savings on a holiday we desperately need?

60 replies

Treetopchallenger · 17/04/2016 18:41

We have some savings, was going to be spent on doing garden up and reserve for emergencies. My oh and I have never had a break from the children (except when he works, or oh takes them to the park alone for a couple of hours). We have never been out together since having children and feel we never get any couple time. We want to book a holiday that has kids clubs so we can spent time together. Small chalet so can out kids to bed and then have dinner in peace!

It would mean saving hard all year and using up all savings. Would we be mad to do this? It won't be every year and things can wait until next year, or silly incase we need money in an emergency?

OP posts:
SoThatHappened · 17/04/2016 19:09

You would have one week with the DC out of your hair. But just one week. After that you're fucked. You've got no savings, and no more couple time.

Or forget the holiday and pay for a baby sitter so you can have alot of nights out and alot of couple time spread over a long period of time.

Which would be best for your sanity.

PippaFawcett · 17/04/2016 19:10

I would do it but only if I could cover my MOT etc, and washing machine etc as mentioned up thread. An out of term-time Center Parcs trip can be very reasonably priced by the way and they have kids clubs.

redskytonight · 17/04/2016 19:10

If the aim is to get couple time, paying a baby sitter for the evening is surely much cheaper and more accessible (and likely to be something you can do more regularly if you're feeling like you need regular breaks).

I wouldn't blow all my savings on a single holiday. As well as having nothing to fallback on if things go wrong, how will you feel if the holiday isn't everything you've built it up to be?

CakeNinja · 17/04/2016 19:11

In your financial position, I would definitely not.
Time spent as a couple is essential imo, but not at the expense of a back up fund.

For far less money, book a sitter using a reputed website and have some time off that way. You would have been prepared to leave them with people you or they didn't know anyway, and this way you can still get to spend time together as a couple without the DC and not spunk all your money away.

NameChange30 · 17/04/2016 19:11

You don't need an expensive ski holiday, you want one.

You need emergency funds in case your car or boiler or washing machine or other essential, expensive item breaks. Or in case one or both of you loses your job.

I suggest you pay a babysitter so you can go out on a date at least once a month.

You could have a long weekend or short break for skiing without the kids once every year or two years. If family won't have them, do you have any friends with children of similar ages who would? If so could you have a reciprocal arrangement?

Once you've planned and budgeting for time together without the kids perhaps you would feel better about a lower cost family holiday when you actually spend time with the kids Wink

HermioneWeasley · 17/04/2016 19:12

Time as a couple is important, but financial security is more important IMO. If it leaves you with no savings for emergencies then it's not worth it. But as others have said book yourself a babysitter and have some nights out

NameChange30 · 17/04/2016 19:12

Correction: budgeted

LogicalThinking · 17/04/2016 19:14

There are so many holidays you could have for a fraction of the cost of skiing where there are kids clubs so you could have some time off and the kids can still have fun.
A UK caravan park would be a lot cheaper and not leave you short of cash.

YaySirNaySir · 17/04/2016 19:16

You don't desperately need a skiing holiday. You do need time as a couple. The babysitter idea is the best until you have an emergency fund separate to your holiday fund.

AndNowItsSeven · 17/04/2016 19:18

Most holiday clubs for kids are around £100 a week. Book your DC in for the week in May half term and go on day trips/ cinema/ nice lunch and a walk with your dh.

1frenchfoodie · 17/04/2016 19:18

If it would mean getting a loan/credit card if your car/boiler/washing machine goes on the blink I think you need to wait amother year to build this sort of cushion and in the meantime have nights out with your OH by paying a babysitter.

TiredOfSleep · 17/04/2016 19:21

How old are the children? DH and I plan a couple of mini adventure days every few months where we put DD in with the cm as usual but don't work, and see what we can do between 8-5.

It's not the same as a week in Spain, but at least you feel like you've had adult time together without the kids getting in the way.

NapQueen · 17/04/2016 19:22

You could hire a regualr babysitter every Friday night for the year and it work out cheaper than a one week break with kids club.

ToadsforJustice · 17/04/2016 19:22

How old are your DC? I'm afraid your situation sounds like family life to me. Get a babysitter, have a date night and save your financial cushion.

Donatellalymanmoss · 17/04/2016 19:24

I would also suggest that getting a babysitter in a couple of times a month would be a far more cost effective way to get some couple time.

seasidesally · 17/04/2016 19:25

even with some paid childcare on holiday i still dont think its gonna be the "child free" time you think it's going to be

i would not spend all my savings on a holiday and think its pretty short sighted

having savings gives huge peace of mind when things dont go to plan

i would either scale it back so you have ££ to fall back on and still have a little break,or save towards next year

londonrach · 17/04/2016 19:32

Couldnt you do a holiday not ski ing which is cheaper but still gives you time alone. Thinking france or something like that. Or else as others said holiday at home, baby sitter etc. holidays are important but not if it leaves you with no savings!

minipie · 17/04/2016 19:35

Definitely yabu. As others have said, get a babysitter for some nights out, maybe some afternoons too, much cheaper and you can still have some savings.

What if you spend all your savings on the ski holiday and then one of your dc gets ill or injured and can't ski? Or decides they hate skiing? There is a lot of potential for it not to be the holiday of your dreams. Too many eggs in one basket IMO.

MillionToOneChances · 17/04/2016 19:35

YABU. Get a babysitter and start having some regular fun nights out. It'll be a hell of a lot cheaper.

Sniv · 17/04/2016 19:38

You're absolutely desperate for a break from the kids, and the only option you're considering is a skiing holiday with a chalet nanny and ski school that would blow all your savings?

I'm hardly a detective, but this is surely one of those fake threads?

EweAreHere · 17/04/2016 19:39

YABU.

My husband LOVES skiing, but since having children, it's one of the things he's accepted we just can't afford.

You made a choice to have children. Don't jeopardize your family's finances, their security, because you want to go skiing when you clearly can't afford it. Find something you can afford.

Forester1 · 17/04/2016 19:40

I also think you need to look at alternative options as skiing is both v expensive and risky eg what if we need child gets an injury and can't ski or they hate it and don't want to go. And they may not be so keen on going to bed when they are on holiday. And it puts so much pressuron that this has to be a great holiday. But I also think that holidays are really important as a family so if you can do something you should. .

SummerSazz · 17/04/2016 19:40

There will be huge pressure to have the best time ever. Holidays are often stressful. Especially with small dc. I wouldn't bank on it all being a bed of roses....

MillionToOneChances · 17/04/2016 19:40

Try Siblu/Haven and similar for May half term. YANBU to spend a bit of your savings for a break, YABU to spend it all on a luxury blow out.

LIZS · 17/04/2016 19:44

Ski holidays with small children can be hard work and not restful, no matter how much you plan. They are also disproportionately expensive. If money is tight it would be better spent on a summer break where it is easier to amuse them, beach, attractions, warm days, maybe off peak such as autumn half term or Easter if you need school holidays.