Ex won't change address

[VivienScott]

Not really an AIBU, more of a what the f can I do!

My ex moved out of MY house last year. It was always my house, I paid bills, it was mine before he moved in and he's not paid anything towards it, it is my house.

He has got into debt since moving out and because he's still registered at my address with the bank, the banks and credit companies he's with are chasing him at my address. I've had debt collectors round previously and now he's getting demanding letters from his bank here.

The debt collectors take his new address off me and move on, but the bank won't.

I just can not handle the stress of yet another round of debt collectors coming round as he will not change his details with his various bank accounts. He's refusing to saying why should he have them round to his home chasing for money he hasn't got when they can come round here to chase me for his money which serves me right for dumping him and kicking him out.

I've told the bank he is essentially using them to harass me, and he's done it before, but they don't care. They won't change his address without his authority which he won't give so they will keep chasing his debts here.

I've had debt collectors threatening to force their way in before, it's only because I know my rights I've stopped them. I don't know what to do, I can't see an end to this at the moment.

Does anyone know of anything I can do to force the bank to take his new address?

ZOMBIE ZOMBIE

maimune82 you'd be best posting your own thread as people will miss your post here.

My ex did this, moved out into a flat share with his friend and refused to change his address as we still jointly owned our house so had mail coming to the house. I ended up getting into bother with tax credits as I claimed as a single parent during that time but couldn't prove he was living elsewhere, so from the outside it looked like a scam. Ended up having to repay thousands of pounds 'overpayment as I had no proof that he hadn't been living with me. Harsh lesson learned.

You can't force the bank to change someone else's address, they're right about that. But that doesn't mean that they are allowed to harass you and send debt collectors after you've told them that he doesn't live there. That's ridiculous. I would make a formal complaint to the manager. Threaten to take legal action and be prepared to follow through. There's no reason why they can't just update their records to show that they have no address with him, freeze the account and then send it to debt collection to track him down. That's how debt collection works. If they can't find him then they can take legal action. They are a bank, they know all of this.

And it's good that you know your rights with debt collectors - to be honest if they tried to force their way in again I would call 999. Say that they "claim" to be debt collectors but they're looking for someone who they know isn't there and are trying to break in, and you are afraid for your safety.

Given that this happened 3 years ago, hope OP got it sorted.

My ex H’s penchant for taking out lots of credit cards followed me for years. I wish I’d known about dissasociation then!

You can force them. Under GDPR rules the information they hold must be accurate and you can make a complaint to the regulator if it isn't and they could potentially be fined.

Report him for Fraud - he's fraudently using your address.
Check to make sure he's not still registered at your address for Council Tax or voting registration as those are your hard proof that he doesn't still live there.