eurochick - in relation to your driving licence, if a member of the public found it in their garden, then I can understand why it wasn't fingerprinted. It could have been lying there through all kinds of weather conditions which would mean it wasn't suitable. The person who packaged it up would leave their prints all over it too, and who knows who handled it beforehand. I can totally understand why you would be unhappy about it, but think that it was a reasonable response given the circumstances.
With regards to your credit card, not so reasonable, and a bit lazy of the police. Unless they have prior knowledge of the club/bar cctv (you'd be amazed how many places don't have CCTV, or have fake cameras, or don't have anyone there who knows how to work the system, or only keep stuff for 7 days before it gets recorded over etc etc).
It isn't an excuse at all, but sometimes an officer can come across as disinterested when actually, they know that something like CCTV isn't available. We all have bad days, but obviously need to keep in mind we are dealing with members of the public so should try not to let it effect them (but officers are human after all, and we're not all perfect). But yes, on top of that, there are just plain lazy officers who give the rest of us a bad name, so I'm sorry if you were dealt with by one of those. Just makes the job harder for the rest of us.
Pantone, I often think that too, but I think that generally, people have little contact with the police, and have their own ideas about what they should deal with. Those ideas don't necessarily match with reality, especially in the days of reduced budgets and reduced officer numbers!