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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to.expect them to not take the piss with our money?

39 replies

BrushtheHeat · 06/12/2015 23:32

Please bear with me, this is a bit long! We lent sil and bil £1600. It was to help them with moving etc. They had to move from their rented house into another one because the landlord wanted to sell. Now, that's most of our savings and our plan is to buy my first car in the new year. Giving them this money limits our options re putting down a deposit but they said they were desperate.
When initially agreed over the phone bil assured us they would pay back £950 at the end of November (when their deposit was returned) and then £300 per month thereafter until debt was settled. Before the money was transferred he outlined the agreement in a text and suddenly the details had changed. From the above agreement to: Between £550 and £950 when their deposit was returned, and then £200 per month until repaid. Hmmm, ok not quite what was agreed we thought but I guess we could do that. They seemed so grateful and when we initially said yes, bil had said things like, you don't know how helpful this is, I was losing my hair etc etc. Sil (long history of sibling rivalry with her db, my dh) has never acknowledged the loan, or said thanks. She's quite proud and imo up her own arse and completely lacking in humility. But she's family, so meh.
We had a text a few days ago saying they could only pay us back the minimum, £550 initially as landlord was withholding a chunk of their deposit. Well, that's what was agreed, we have no problem with that...until dh other db mentions that he's been to their new house and they've bought another tv "To go in the new house." Their current tv works fine and is around 50inches, new one is bigger.
So question is: aibu to be pissed off that they're paying us back the bare minimum?
If you're still here then thanks for reading so much! Grin

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BrushtheHeat · 07/12/2015 14:16

Yup Hermoine true Sad I think we were just trying to do the right thing and thought that them getting their house would trump us having a car. They have 2 dcs and said they were considering payday loans. Didn't. Want that to happen. But our car should certainly bloody well not.come.at the expense of their telly!! Angry our estimates were that by the time we were due to buy our car (end of Jan) we should have had at least £950 back which would have gone with our other savings on a car and thus reduce our repayments (not getting a new car, approx £4k is all we wanted to spend). At best estimate, we would have hoped for most of the £1600 back by then. But not sure when we'll be by then.

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BrushtheHeat · 07/12/2015 14:18

msadorabelle it's annoying isn't it. I expect this situation will end in us being painted as grasping villains. It will be our fault for.expecting the money to be repaid, not theirs for being extravagant... Does you db turn it around on you when you refuse to lend anymore?

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BrushtheHeat · 07/12/2015 14:20

Excuse typos, on my phone and my fat thumbs press the full.stop instead of space bar! Grin

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expatinscotland · 07/12/2015 14:30

YABU for having loaned them that money in the first place. I hope you get your money back, but I wouldn't hold my breath.

ExasperatedAlmostAlways · 07/12/2015 14:40

I save up all year with parks for Xmas gift cards etc to buy Xmas presents and I just bought a new TV with some that was reduced to 300, could they have done something like that?

MsAdorabelleDearheartVonLipwig · 07/12/2015 14:59

Well apparently my poor dsis had a humdinger of a row with him when he whined that she was being unfair and was in a position to help him! She pointed out all his past spending and recklessness and he accused her of raking up the past. Well yes, it is the past and it's the reason you're skint now. Confused

BrushtheHeat · 07/12/2015 15:03

exasperated nah, nothing like that. I don't think they would have the sense to do that!

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ImtheChristmasCarcass · 07/12/2015 15:21

1-Never lend money to family or friends that you have set aside for your own needs

2-Never lend money to family or friends.

3-Never lend money.

Not to say that I've never lent money. Just that if/when I do I won't lend anymore than I can afford to 'lose' or that wouldn't bother me if they frittered it away and paid me back in dribs and drabs.

ImtheChristmasCarcass · 07/12/2015 15:22

any more. Not 'anymore'.

ArmfulOfRoses · 07/12/2015 15:45

I don't think you'll see that money op, I think you and dh should prepare not to, but not let it go either iyswim.

Ragwort · 07/12/2015 16:01

I've posted about this subject before - never loan to family or friends unless you can genuinely afford to write the money off. It will end in tears.

Twice we have lent over £1k - once to a 'friend' not anymore and once to a family member - we never received anything back.

BrushtheHeat · 07/12/2015 16:32

I'm not the type to let it go. I'm starting to get frustrated with it now as I've text and had no response and dh is refusing to get in touch with sil. Ti be honest, her not getting back to me is bothering me even more than them just paying back the minimum as I think it's really rude.

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LagunaBubbles · 08/12/2015 14:53

It doesnt really bode well by the sounds of it.

mouldycheesefan · 08/12/2015 14:59

SnAp.
Lent my sister the money to move.
She didn't move, bought a dog, paid off some debts and god knows what else she did with it.
Never repaid a penny.
Dog was aggressive and was re homed

Have never lent her money since.
Although I did give her some money last Xmas but with no expectation of it getting back.

Sigh.

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