We manage ok money wise but like most people have to be careful with everything. What I realised is we have become so consumerist, we do menu planning and shop for what we need in Lidl but at least 3 times a week I go into B&M for sweets, crisps, beer or little things and spend a tenner at least every time. We all take pack ups but then dd's buy sweets and biscuits on top. If I take a tenner out of the bank it goes that day no matter what. Our house is full of stuff that doesn't get used the kids want barely anything for christmas as they already have everything. I have worked out a budget that covers all the costs such as guides and £1 for sweets on a friday the kids £1 pocket money at the weekend and a couple of beers for dh on a friday night with a little bit of spare for those unforseen extras. WIBU to make us stick to it? We don't need any more stuff, we need to appreciate and get pleasure from the things we already have. The way I see it the house would be tidier and we would have more £££ for rainy day money (or next April money
). When the kids were little I was so consious of spending and environment but things just seem to have slipped. Is it doable with a 9 and 12 year old?