I'm not panicking, but I could do with some rational and kind help with some stuff.
I am a lone parent. Am on maternity leave at the moment.
I seem to be in a really difficult position where I have essential stuff that needs paying and as soon as money comes in, it's whisked back out again - on top of that, I've come home today to a letter shoved through my door demanding money for non payment of council tax from 2013 
God knows what's happened there. Obviously, it's an old debt but it's now massive due to bailiff fees.
I suppose I'm wondering firstly what to do about that but also, if anyone else has ever been in a similar position and how you got through it? I know things will be OK in six months time when I'm working and when other stuff is sorted but now it's still all over the place and a bit shit.