To think on 28k i can afford to rent a 900 pcm house

[Shambambolista]

That's my part time salary at 27 hours per week. That's the cheapest I can find to fit me and 2 kids that a landlord will accept as so many wouldn't accept 2 kids in smaller properties that were only about 50 quid cheaper. Its doable isn't it? Or am I off my rocker?
Sorry I'm trying to escape abusive husband without going to a refuge as don't want to disrupt the kids too much with lots of moves, so trying to grab the first rental that's vaguely suitable

Haven't done the maths but I'm on about £36,000 (take home is £105 per day and rent a £1,100 flat. However, I live on my own, though I do run a car. It depends on what other costs you have coming out but I would have thought you'd be ok...

How much is your take home pay? How much is council tax, bills, insurance etc?

How much will your council tax be?

x post

What's your take home? I think it works out at about £1400 a month depending on deductions (eg. student loans and pension). I'd say that was tight to be honest but possible if you can think about increasing hours? Is there likely to be child support?

Why not work full time. That tends to make things easier for women.

That's 1700 a month take home, not doable I'd say.
Add on council tax (min 100 pcm), water, gas, electricity, TV licence, insurance, car (if applicable), food, children's clothes and activities.
You'd be scraping it I suspect.
It's lousy if landlords won't accept children.

We rent for £780 on 28k smd tbh we really struggle. Once you've taken out CT and other bills, there isn't much left over for food. We only shop at Aldi and never have any luxuries. We are very good with money, it just doesn't stretch that far.

Smaller property would mean smaller council tax and water bills, probably lower fuel bills too.
Forgot to include phone costs in monthly outgoings, sorry.

*and, not smd

Thanks all. Baby DD 9 months old , cc 50 pounds per day.

Lls will not take me and 2 kids insmaller property . Been turned down 3 times so far

Council tax 1241 per year

Child support unlikely unless take h to court I think

I'm not sure TBH. We earn more than that between us & wouldn't be able to afford £900.00 per month.

It really depends on your other outgoings though, I'm guessing your monthly take home pay is something around £1750ish? Is that your only income or do you receive any tax credits or child maintenance?

If it is just the £1750 and you pay £900 that leaves £850 for everything else. Once you take council tax, insurances, transport costs, gas, electricity, food etc. off would you have anything left?

If you also have any kind of finance payment, mobile phone contract, etc. etc. it may not be manageable.

X-posts - so you also have to pay childcare costs? I'm sorry, but I can't see how it's doable.

DH earns a similar amount, we live modestly and only have one finance payment a month (for my car) and we could not live on just his salary and pay £900 a month in rent.

I'm guessing you'll be getting child tax credits, child benefit and child maintainence on top of your salary, so yes I imagine it is do-able.

You won't be able to do it on £27k - it's just too much with bills.

My house is £950 and I am on twice as much with 3 kids - with childcare I still have money left over, but it isn't easy.

See your local council, see what they can do to help you - enquire about benefits that you are entitled to.

Remember you will get a 25% discount on your council tax.

Accommodation is affordable up to one third of your take home salary, so I'd guess no, that's too expensive

Have you done a simple calculation of income and outgoings to see if it is even manageable? What about depoait for the flat? You say you have childcate - how much is that a month?

Why not work full time. That tends to make things easier for women. But also increases childcare costs & the extra hours may not automatically be available to the OP at this moment.

If you are very frugal then just about, we have double that and we just get by with a £700 pcm mortgage.

Have you looked into what help you will get with childcare from tax credits?

I wouldn't risk it, sorry.

You will be getting child benefit but unlikely to get any other benefits on that salary (although it's worth double-checking on the Turn2Us website www.turn2us.org.uk ). On child maintenance from ex-DH, though, you should get something (and that wouldn't affect benefits) - you should contact the Child Support Agency www.gov.uk/child-maintenance/overview to find out where you stand. Your local Citizens Advice Bureau will be able to help too. Good luck!

1800 take home + 130 child benefit is 1930

So about 900 left over after rent and CT.

80 a month on energy, 40 on water? So 800ish. How many days do you work? Not sure how you would pay for childcare & food unless you get tax credits etc?

What size properties are you looking at? What gives landlords the right to make decisions on what size property you need?

Surely it's up to you to make decisions on what is the best combination of suitability and affordability?

But your figures sound tight, but not sure if you would be entitled to CTC on top of your salary?

And would depend on your outgoings and how much disposable income you expect to have - some people see daily coffees, bought lunches etc as basic essentials rather than luxuries for example.