Our tax credits have reduced this year which I expected. We called and gave all the numbers they asked for. Then we received 3 separate payments for different amounts plus our monthly amount in August. We called them to question why we had the 3 extra payments as it didn't make sense that if our entitlement was reduced we should be owed anything. They assured us it was all corrected and we double checked the amounts they had written down.
I've just done the online calculator which shows we are being over paid by £77 per month. Basically by the end of the year we'll owe more than £900. This is making me nervous. I have no debts and just hate being put in this position. We can put the money aside but that isn't the point - why can't they get it right to start with. If we've questioned it and been told it's right do we get to keep it regardless?
Next year I'm increasing my hours so won't get any but that means they can't take it back easily - will they expect it in one go?