I have reached my absolute maximum tolerance with them and I very much want to ignore them and leave my (now negative) balance for them to deal with.
Long story short: I had a french bank account, i left france and it took months to cancel my tenants insurance through my account (its linked). I have tried to cancel my legal insurance and they don't seem to be letting me. I have written on two occasions and sent the letters to the correct dept by recorded delivery. according to the terms of the insurance contract I'm allowed to cancel it, plus it was only a one year policy which i have now been paying for over 18months. I transferred a chunk of money to my french account to cover my account fees and the insurance for the cancellation notice period (a month) but have since received a letter saying my account is overdrawn.
this happened before when they didnt cancel my tenants insurance the first time i asked them to because they continued to take payment after id thought it had been cancelled. I know they will send more until i 'regularise' my account.
Ive logged in online and they have taken a further two months worth of insurance payments after i cancelled it. I did not hear back from them after the last time I tried to cancel it (they didnt confirm my tenants insurance cancellation either so this didnt seem abnormal). Im livid! I wanted to close my account this month but I can't when there are active direct debits, which i can't even cancel because of how the policy is linked to my account.
whats the worst that can happen? I've heard rumours that expats who leave end up having an order against them banning them from having a bank account in france for a period of 5 years, but this may be complete bollocks.
A pox on la banque postale.
Please or to access all these features
Please
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AIBU?
to refuse to give money to the bank/ignore their letters?
17 replies
Patapouf · 20/07/2015 00:23
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