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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

to ask how you will be affected by the budget announcements?

776 replies

manicinsomniac · 08/07/2015 17:24

Sorry if there's another thread about this, I can only see lots of speculative ones.

Now that it's announced ... I admit I'm struggling to get my head around it. I don't think it's as bad as I thought? I don't think it can be that good though? I don't think there's a single thing in it that affects me. I'm not sure about any of that though because I find it all quite confusing!

So, ordinary people from ordinary families/households - how are you going to be affected, if at all?

OP posts:
MargoReadbetter · 09/07/2015 23:31

Are you advocating the Greek solution? Of course you have to consider it a debt. How daft to encourage fecklessness.

homebythesea · 09/07/2015 23:35

I'm not ADVOCATING anything- it's a fact that unless you earn over the threshold you don't sctually repay the debt

And how is it feckless to invest in your own education?

homebythesea · 09/07/2015 23:36

If only it had been called a graduate tax we would not be repeatedly having these tedious conversations about the nature of student loans/debt

EllieFAntspoo · 10/07/2015 00:28

Elliefantspoo - you're not angry about this? You even think you're a "winner"? Sorry, but they've got you exactly where you're supposed to be: lamb for the slaughter.

Er, because DP goes to work and brings home more money, that's why we are net winners. We go not wish to be dependent on the state, so be do not claim benefits. We cannot suffer the loss of something we don't receive anyways, so other than increase our income, there is little the Tory government can do to affect us.

BettyCatKitten · 10/07/2015 00:40

Don't invest your time with posters like E
Goading.
We'd do better to avoid! Don't bite!

MrsTrentReznor · 10/07/2015 06:11

I don't think she's goady at all. Her argument is sound.
She just doesn't agree, and that is her right.

tobysmum77 · 10/07/2015 06:56

That isn't actually true Ellie because they can increase taxes and leave you worse off whether you are dependent on the state or not.

I won't complain about our circs, we have joint income of around 80k but will be I think 3k worse off. There are people earning 20k who will also be worse off if they are paid through dividends.....

youareallbonkers · 10/07/2015 07:07

Why do so many people seem to think they have a right to benefits? Instead of being grateful they are being given extra money for nothing they just whine on about how unfair it is. Benefits are meant to be a temporary leg up for people who find themselves in unfortunate circumstances and not a way of life for people who don't want to increase their earnings by working harder, longer hours, a second job, training, moving. Why should the government give you money?

LumpySpacedPrincess · 10/07/2015 07:09

Ellie what happens if something happens that means that your husband cannot work? Then you would need help from the state.

MargoReadbetter · 10/07/2015 07:14

Benefits is an all encompassing term that includes tax credits. Top ups because being hardworking (term which I think gives the Tories a hardon) is not enough for a decent life. Perhaps you can revise your opinion of what people are whining about. I don't get TCs in case you wonder.

Imachocolateportal · 10/07/2015 07:37

Youarerealbonkers ... Even people who have found themselves in unfortuneate circumstances, that are severely limited in what extra hours, jobs and moving they can do, are being hit, and hit hard.

We never thought we would need any state help. Then things changed, we didn't have a crystal ball so couldn't know that we would end up with only one of us being able work.

I am aware though that our family is "luckier" than some. I have fallen ito a career that although I have no interest and dislike, I have a flare for. As such I should have gained the experience needed in a couple years to massively increase my earnings. So we do have a light at the end of the tunnel.

However we have just had the rug pulled from under our feet whilst we reach that point. We never asked for disability to hit our family. We have been very greatful for there being a safety net to help tide us over until we are back holding our own again. It is not a case of us not wanting to work and earn more ourselves. We are stuck.

There are many people like us who are suffering, but hold little power to make immediate improvements.

RebootYourEngine · 10/07/2015 08:08

I have done a few calculations and if i increase my hours at work i will be more worse off than i am already going to be. How is that right?

I have a young child who needs childcare, i cant just leave him to fend for himself. If i increase my hours my childcare bill will increase. Which will more than cancel out my increase in wages.

Its not as simple as work more earn more be better off.

NickyEds · 10/07/2015 08:15

If only it had been called a graduate tax we would not be repeatedly having these tedious conversations about the nature of student loans/debt

Yes- also if they'd made it an actual graduate tax then everyone graduating and earning over the threshold would have to pay it. No just those whose parents didn't have the cash to lay out to absolve them of it. All students should have the facility to borrow enough to see them through. A 19 year old adult shouldn't have to rely on their parents having/being willing to top up the maintenance component of their loans.

ThroughThickAndThin01 · 10/07/2015 08:28

Typical of mn strident left - Ellie posts very reasonably and is accused of goading. Well done BettyCatKitten for trying to silence another poster Confused We'd do better to avoid. Don't bite

I agree with a lot of what you say Ellie

GoodbyeToAllOfThat · 10/07/2015 08:58

Ellie what happens if something happens that means that your husband cannot work? Then you would need help from the state.

Unless you had disability insurance.

Ihatemyselfsomuch · 10/07/2015 09:04

Typical of mn strident left - Ellie posts very reasonably and is accused of goading. Well done BettyCatKitten for trying to silence another poster confused We'd do better to avoid. Don't bite

I agree with a lot of what you say Ellie

^This. Typical response when someone doesn't agree is to say they're "goading" etc. Really sad.

MikeEhrmentraut · 10/07/2015 09:04

I don't understand how people can post things like "100 better off, so pretty happy with it". Don't you give a fuck about the hundreds on this thread who are miles worse off then, just because you get a few more coppers a month ?

Personally me and dp are 160 a year better off, but I'm disgusted with the budget. And I still would be if I was 1600 better off.

GoodbyeToAllOfThat · 10/07/2015 09:08

^This. Typical response when someone doesn't agree is to say they're "goading" etc. Really sad.

You forgot Daily Mail reader.

BeautifulBatman · 10/07/2015 09:21

MikeEhrmentraut
'I don't understand how people can post things like "100 better off, so pretty happy with it". Don't you give a fuck about the hundreds on this thread who are miles worse off then, just because you get a few more coppers a month ?'

The OP asks how you will be affected. Not how you feel about others that may be adversely affected. Quite the nastiness.

BeautifulBatman · 10/07/2015 09:21

Quit

Cherryblossomsinspring · 10/07/2015 09:22

Mike, before you give such posters shit you need to realise they are simply answering a one dimensional question. Maybe they ate happy to be £100 better off but if asked further would agree it's not great for others. I am also happy that this budget will cause me and my family no difficulty but that doesn't mean I don't give a fuck about all the strangers it does cause difficulty. Don't be so quick to jump down the throat of people who are simply answering the OPs question and not getting into a big deep reflection on the wider impact of the budget on others.

BettyCatKitten · 10/07/2015 09:32

No, not trying to silence, I'm an advocate of the freedom of speech Wink

BeautifulBatman · 10/07/2015 09:34

Apart from people free speech that you don't agree with?

Dawndonnaagain · 10/07/2015 09:36

Unless you had disability insurance.
and it doesn't pay out...

BettyCatKitten · 10/07/2015 09:36

No.