To think that a 23k benefits cap will drive some families in the SE

[Minifingers9]

... Into destitution?

I live in a pretty unappealing and comparatively cheap part of greater London but you can't get a 3 bedroom rental for under £1400 a month.
If we lost our jobs we wouldn't be able to live on 23k a year as a family of 5. Not when 15k of it was going on rent.
Why don't they have regional benefit caps?

"Lots of adults claim DLA and don't work,"

And lots claim it and do work. DLA is not means tested nor is it an unemployment benefit. You are obviously confusing it with sickness benefits.

Once again, people spouting shite about a subject they know nothing about.

The new UC will not allow businesses to run at a loss/ no profit.
Bookkeeping/ HMRC tax has to be filed monthly, if you don't meet the criteria you don't get paid.
you can't carry a month forward so for those with stock to buy or 28 day return on their invoices stand to lose out by quite a lot. Small businesses and the self employed operating legitimately will have to fold their business.

As for capping DLA well that says more about the posters tbh.

I claim DLA and work. Discourse on benefits here is an embarrassment and a disgrace to this forum. Hiding now.

just for littlemonsters

www.gov.uk/government/uploads/system/uploads/attachment_data/file/404243/uc-and-self-employment.pdf

www.moneyadviceservice.org.uk/en/articles/universal-credit-for-the-self-employed

There is plenty more information on all kinds of benefit if you would like to learn about it, rather than speculate.

I get DLA and I can't work due to my disability, plus I'm also a carer. Our benefits income is over the cap (the original £26k one) but that's only because we get two lots of DLA (at highest rate, because our disabilities are so severe). I only have one child, I didn't know he would be disabled when I had him and I have not continued to have any more children while on benefits. Plus I'm degree educated and would be working (or be in a working household) if my ex hadn't been so abusive that I had to leave.

The DLA is given to cover care and mobility costs, and pay for things we wouldn't otherwise have to have if we weren't disabled. If our benefits were capped, we wouldn't be able to cover those costs and we would be trapped by our disabilities. Shocking that posters on here think we should end up housebound and without the support structures/aids we need just to try to live a normal life. Even the Tories agree that households claiming DLA are so disadvantaged that they should fall outside the cap.

Being disabled is NOT a choice Little, yes agree to disagree because what you suggest is appalling and heartless.

Some people on DLA CAN work but many cannot. As it happens most of them would not receive anywhere near the cap so it's a moot point. However, if you have a largish family and then a catastrophic incident, then you'd expect the family to cope with both that catastrophic incident AND a massive drop in income too. Especially if they previously worked and had a good income.

Can just see it "yes we know you had a massive stroke/heart attack/car accident, yes we know you had a good income but tough tits because you are now subject to the benefits cap. What's that? Can't afford to live? Have 3+ children? Should have thought about that before becoming disabled shouldn't you"

Nice.

Have had experience of this, I know a family with four children who previously had no benefits and were able to privately rent. Dad had a big stroke two years ago and they are now on benefits. His wife is his Carer and has to gve round the clock care plus support their children too. They MIGHT be above the cap but quite frankly she is saving the NHS and taxpayer a bloody fortune by caring for her husband at home. Would you really say to her "sorry love, I know you are saving the taxpayer a fortune but fuck you, the benefits cap now applies"? Or would you show some humanity?

Yes just noticed £770 was a typing error. Should be £70K. Sorry. I didn't think disability benefits were going to be part of the cap. And I agree they shouldn't be.

I do wonder if it was wise to exclude DLA from the cap. It works where the person is reponsible but many aren't and continue to have children they can't afford to support, move to expensive areas etc.
Marie Stopes is alive, well and living on Mumsnet.

Viviennemary, it was obvious £770K was a typo, but I just ran with it for comic effect!

Oh TTWK....behave yourself , I missed your comic effect completely (evidently too involved with the thread)

Oh, and I look after three disabled people in this house.
Should I not be able to manage anymore they would have to go into care. So, at NMW, that's a carer each during the day, another each at night, so, that's about approximately £6000 per month on staff. Then there's food, heating, electricity, water, maintainance of the building. Oh, and then there's a couple of cooks at about £2000 per month. Admin staff, nursing staff...
I get 65 quid a week. Not for every disabled person that I look after, for all three of them. All four when DS is at home and then some of that is removed from our tax credits, it counts as money we already have, so in fact I get to keep about 20 quid of it. So, I get £20 a week, for an 18 hour day, seven days a week, no respite, no holidays. Now, please discuss capping our benefits.

Well said Dawn. Scary that ANYONE thinks like this but sadly Little is a product of her exposure to those benefits programmes and the media who find the most extreme cases they can. He viewer or reader then applies those views to everyone claiming benefits...without doing a shred of fact finding. That is scary.

' Everyone should have personal responsibility for their decisions'

Yes everyone is of course personally responsible for being disabled and can just make themselves fit and well.

Such ignorance. Are you actually serious?

Which part of the numerous posts on here Fanjo , where people ARE NOT TALKING ABOUT DISABILITIES, did you miss?

Thos ewith disabilities ar not subject to the 23K cap. And no one here thinks they shoudl be. Okay? Comprendez? Good.

littlemonsters does. That's what people are responding to

Eat, sorry, Little did suggest that DLA should be capped, or posited the theory that it may not have been wise to have missed it from said cap.

I directly quoted little monsters.

Maybe read the thread before coming over all sarkyarse.

Okay? Comprendez?

Yes, people pick up on and only respond to the few extreme comments. It makes it easier for them to ignore the valid points so they don't have to bother coming up with reasonable arguments against them, and ultimately just stifles the debate, which is sad when some people are willing to be open minded and listen to the other side of it.

I thought when DLA was involved, benefits weren't capped. I thought when people were working, benefits weren't capped.

These threads are just silly.

ptole

What valid points, it seems like people with no knowledge of the benefit system bashing again.
i just wish people would read some of the huge range of leaflets and links on the subject, so they can at least talk with some authority.
I don't understand some benefits, so I don't rage about the rights and wrongs, but concentrate on those I do.

If you have a heart, please give this ten minutes of your time.

There have been plenty of valid points in support of a benefit cap, but the thread is 21 pages long, I'm not about to go through and find all of them.

I'd just like someone to answer what is it that's so bad about the benefit cap.

If families end up struggling because of it, why is that the governments fault and not their fault because they had so many children?