I have name changed for this.
I have just had an email from a life insurance company - with whom I was going through the process of buying life insurance from. Because of an autoimmune disease that I have (IBD) I had to get the doctors to send them a copy of my medical records. So they had access to all of my medical records, not just the parts pertinent to my IBD.
The email I have had says that I have been refused life insurance because of something on my medical records. I couldn't think what this could possibly be so I rang the doctors to find out (as the underwriters wrote to tell my doctor I'd been refused). I've been refused because of a "drug overdose" when I was 16. I had no idea this was even on my medical records, otherwise I would have done something about it sooner. I don't know if I actually CAN have anything done about it.
Back story:
I grew up with an abusive step father. He abused me mentally, physically and sexually for the 9 years that he was married to my mother. Eventually my grandfather got involved because my mother was just turning a blind eye to it all. They got divorced when I was almost 16 years old. Almost immediately, my mother took up with another man and I was absolutely terrified it was all going to happen again. I waited until my sister (DD of abusive SF and my mum, who grew up in complete innocence) was at her dad's and my mother was at work and then I effectively staged an overdose. I emptied two or three bottles of pills into the outside bin and then left them lying on the worktop. I then phoned my friend and told her I've overdosed - I was a complete mess so she was easily persuaded that I had done so. She then got hold of my mother and I was rushed off to hospital to be force fed charcoal to get me to throw up. Once my mother (who had arrived to level a torrent of hate at me for being so selfish) had left the hospital, I told my friend and the nurses that I hadn't actually taken any pills at all, I was just trying to get my mother to see how traumatised I was by the new boyfriend. I figured that was the end of it but it's gone down on my medical records as an actual drug overdose.
Because of this, I now don't think I'm going to be able to get any life insurance at all. Is there any chance of me having this amended or deleted from my medical records, as it never actually happened, or are they going to refuse, thinking that I am lying about it not happening, just to get insurance? I know it wasn't a good thing to do anyway, a waste of resources etc but at the time, I was an emotional mess.
Is there anything I can do about this? I'm 37 years old and have never considered suicide but obviously the insurers think I'm a risk. I'm quite upset about this actually.
Sorry for thr long post but wanted to give all the facts!