It's an interesting one. I've lived in the US and experienced the healthcare system there, which I think is seriously lacking, no matter how much you pay. I also think the healthcare system there is creating a subconsciously neurotic, workaholic nation who are petrified of not having insurance and if they do find themselves without, wait until they are simply falling apart to seek health. (A friend of mine was an ER specialist in a county hospital and said nearly all of the non-accident cases he saw were people who couldn't afford insurance coming in with diseases in very advanced stages because they hadn't had the money to seek help earlier.)
For many years, my family and I have had full level private health insurance in the UK. In the last two years we have had to (unfortunately) use it a fair bit. And it has made me the biggest ever fan of the NHS. We actually eschewed certain treatments in the private sector and went with the NHS because it's better and the aftercare is exemplary.
All you get with private health insurance is no waiting list and a room. That's it. Private hospitals are (at least in London) largely staffed by agency nurses who more often than not come and go without any consistency. I'm of the minds these days that it's a big bloody scam. The doctors are the same as the NHS - in fact, I would go so far as to say that the best consultants have a heavy NHS workload. For so many reasons I don't have the time to go into (and it would bore you) it would be a tragedy of the highest order if the NHS slides into privatisation. Because it is state regulated, because the safeguarding (Mid Staffs notwithstanding ) is of a high standard, we have an incredible system that is and should be the envy of the world. Yes there are management issues, yes our finest brains are thinking twice before becoming doctors, but it is run much better than the private sector IMHO.
I will say that I was in A&E recently and of all the people who came in, I reckon about 50% were using it as a drop-in centre. I can see the logic in getting people to pay a nominal fee to use it if only as a deterrent but I'm not sure it would raise all that much money.
It's simple really. And it will take more than the laughable 2 billion 'extra' than is being promised by political parties. We need to flood it with money, we need to pay consultants and experts more money so that they don't feel the need to top up with private fees and we need to waive tuition fees for medical and nursing degrees.
Honestly, the last few years has been an epiphany for me. Having seen it from both sides of the fence, nothing holds a candle to the NHS. I would be happy to pay extra - ie. what I spend on private healthcare - to safeguard it for generations to come.
Blimey. Didn't mean to go off on one, but I have. Sorry, OP. YANBU