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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To tell a white lie in this case?

32 replies

Sweetasstevia · 13/01/2015 14:37

My car was dented and badly scratched today while I was parked near my Sons's school. No number or contact details were left but the damage is bad enough that I'm going to have to claim on the insurance as hit and run. The thing is that I parked on a bend which I know is frowned upon by the highway code and would exempt my claim with my insurers.....BUT this bend is really wide (big enough for two cars to park and one to pass and it's totally open in a residential street so no danger on another driver not seeing me. I moved the car a a few feet out of the bend before taking insurance photos (no CCTV on street). On the basis there is no way they are going to catch the guilty party Would I be totally in the wrong submit the claim?

OP posts:
Sallyingforth · 13/01/2015 18:26

Then why did you move your car before photographing for insurance purposes? If you are confident that you parked safely there is no need to falsify the evidence

Exactly. Just tell the insurer the real place where it happened and let them decide what to do.
And you are required to tell them about the accident even if you don't make a claim.

FightOrFlight · 13/01/2015 18:43

If there was room to move forwards a few feet after the damage was done why on earth didn't you just park there in the first place?

Having said that I'd be tempted to do the same but I'm crap at lying so I'd probably just tell the truth.

Greywackejones · 13/01/2015 18:45

If your car was so visible why was it hit?

YesIDidMeanToBeSoRudeActually · 13/01/2015 18:50

And YABU and very irresponsible to park on a bend near a school.

Rollonpayday · 13/01/2015 19:11

I get you, think most people in your position would do the same. YANBU.

GokTwo · 13/01/2015 19:16

Just be honest about it. I think lying about things like this is wrong and could lead to all sorts of trouble.

daisychain01 · 13/01/2015 20:07

If your car was so visible why was it hit?

Bad careless driving. Most accident of this nature (ding to bodywork, scrapes etc) aren't because the car isn't visible it's because people are in a rush possibly over the speed limit for a built up area and squeezing through with another car heading towards them at breakneck speed as well.

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