I gave seen both sides of the coin in the last month, I work for the Salvation Army and have been amazed at how many pensioners have donated their winter fuel payments to us, yes its true that some of them were extremely well off, however I personally know a few and I can assure you that they were not the ones with the final salary pensions or take 5 holidays a year, they were ordinary working class pensioners who are only on the state pension, yet they donated their money to help others.
On the other hand I was contacted by someone who knowing I work for the SA asked me to help their elderly neighbour, I got in touch with someone from the organisation who could help, I heard about him again the other day.
This elderly man due to an error by the pension department was not getting his full state pension, he didn't realise this, he was trying to pay for everything didn't know he could apply for benefits like pension credit, housing benefit council tax relief etc.
The Lt told me his was an extreme case but he has helped 100s of pensioners claim means tested benefits that they didn't know they were entitled to.
And that's the problem if we only give it to people who apply we MUST ensure every pensioner is contacted and given the information needed to apply, otherwise some who need it will lose out.
If we use means tested benefits like pension credit as a 'passport' to the winter fuel payment, we MUST ensure that any pensioner not getting PC are not in fact entitled to it rather then just not claiming it (if that makes sense)