AIbu to refuse lifts from uninsured driver?

[Toocautious]

Just found out that one of my son's classmate's mum, who occasionally gives him lifts, is driving without insurance. I've cancelled a lift to cubs this week, and explained why but get the feeling she thought I was being a bit precious. So WIBU or just sensible?

Not an issue. YANBU.

You are absolutely right. If anything happened there would be no money at all to help with suing another driver. How can she be so utterly irresponsible?
I am with you 100%

She should be reported.

Very sensible indeed.

You're not being precious, she's being a selfish arse by not having insurance.

What sort of irresponsible fool would ever consider it appropriate to drive children around in an uninsured car? YANBU at all!

Yanbu. We all pay insurance, so what makes her think she doesn't need to?

How do you know she isn't insured? Does she know it is an offence to drive without insurance?

I'd stop the lifts in a heart beat if I was in your position.

I'd also want to report her as I don't agree with it but given that you've told her why, there's a strong chance that she would guess that it was me that had reported her and depending on what sort of person she was then there might be repercussions. I'd like to think that I'd report her (anonymously) but not sure that I'd be quite that brave!

I would definitely tell school and cubs so that they can warn other parents of the situation to ensure that they can make an informed choice in letting her drive their children too. I know at some schools, the parents do some ferrying around to sports matches for example - I'd be furious if I discovered that they had let a parent without insurance drive kids (or even just their own child) to a match. And if the parent doesn't like the embarrassment that follows then tough - their stupidity for not getting insurance. And if they can't afford it then they shouldn't be driving!

You are being very sensible. She is being arrogant and offensive as well as extremely stupid.

PLEASE report her. The more people realise they can't and won't get away with this the better fir us all. God forbid she ever has an accident!

I would report her.

It's against the law. She's driving illegally and could easily get arrested. I don't think you are overreacting at all. She is outrageous even being on the road, let alone driving other people's children around.

Sooner this woman is up before a magistrate the better.

How did you find out? YANBU, by the way!

YANBU you should report her too. She won't have done her MOT or had it serviced so her car is also potentially in a dangerous state of repair.

What zipzap said!

Oh, and if she is pulled up by the police - which she will be since uninsured cars are flagged up on their database - they'll impound the car immediately and then tow it away and leave her, and any children with her, to make their own way home.

If she's uninsured it's not beyond the bounds of possibility that she also doesn't have a current license (which may even be why she doesn't have insurance, as without a license she wouldn't be able to get insurance)

How do you know she has no insurance?

I am the least precious Mum around and I wouldn't be happy with this.

Why give a shit about what she thinks

The woman's an idiot

Of course you're not unreasonable....However, the risk to your DS is no higher "just" because she's uninsured, although it is true that often uninsured drivers are that way because they can't get insurance - car can't pass it's MOT or they're disqualified.

Why on earth did she tell you (anyone)?

Is she crazy? What if there was an accident? People always think it won't happen to them but its not only about her driving, there are other drivers on the road too. There's absolutely no way Id allow my DCs to get a lift from her and she is really, really irresponsible to be driving other children around in her car. Well - she's irresponsible to herself & her own DCs too. Why on earth doesn't she do what most of us do, wait until she's passed her driving test and then hit the road?! If she really is driving uninsured, especially in this day and age, then she is a very silly woman

Just for the record, if (heaven forbid) your child was injured in her car, they would still get compensation through the MIB uninsured drivers scheme. However that's not the point, I still wouldn't be happy about being driven by her, because it says volumes about her attitude to risk, and it's very likely that she's uninsured precisely because she's got a string of collisions as long as your arm and she can't find anyone to insure her.